Chase Freedom Visa Signature vs Chase Freedom Visa

[epicureanism]

Just called backdoor number of Chase and knew that I was approved with Freedom Visa Signature. I am wondering what extra benefit do I get from Visa Signature? Some people on this board have said that Visa Signature will not report credit limit to the bereau. Is this right? Thanks! 

[09Lexie]

Chase reports the CL for their Visa Siggys

[FinStar]

Chase's Signature or WMC cards do report the CL.  The CRAs would display them as Flexible Spending Lines.  The only ones that do not are the JPM Select or Palladium.

[epicureanism]

Then what the extra benefit of Visa Siggy over Visa? 

[samhradh]

Straight from Visa: Benefits of Signature

[FinStar]

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@epicureanism wrote:

Then what the extra benefit of Visa Siggy over Visa? 

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Here's a good read for their Visa Signature benefits > https://www.chasebenefits.com/freedomVW1

The main highlights:

Auto Rental CDW, Purchase Protection, Extended Warranty Protection, Price/Return Protection, TAI, Travel & Emergency Assistance Services amongst a few...

[indiolatino61]

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@epicureanism wrote:

Just called backdoor number of Chase and knew that I was approved with Freedom Visa Signature. I am wondering what extra benefit do I get from Visa Signature? Some people on this board have said that Visa Signature will not report credit limit to the bereau. Is this right? Thanks! 

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Chase reports the CL on my CSP...I have read that other lenders do not, however.

[epicureanism]

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@FinStar wrote:

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@epicureanism wrote:

Then what the extra benefit of Visa Siggy over Visa? 

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Here's a good read for their Visa Signature benefits > https://www.chasebenefits.com/freedomVW1

The main highlights:

Auto Rental CDW, Purchase Protection, Extended Warranty Protection, Price/Return Protection, TAI, Travel & Emergency Assistance Services amongst a few...

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Thanks for the information! 

Does this mean Chase offers more for their Visa Signature card holder? I did not see items like price protection on the website of Visa Signature. 

[FinStar]

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@epicureanism wrote:

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@FinStar wrote:

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@epicureanism wrote:

Then what the extra benefit of Visa Siggy over Visa? 

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Here's a good read for their Visa Signature benefits > https://www.chasebenefits.com/freedomVW1

The main highlights:

Auto Rental CDW, Purchase Protection, Extended Warranty Protection, Price/Return Protection, TAI, Travel & Emergency Assistance Services amongst a few...

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Thanks for the information! 

Does this mean Chase offers more for their Visa Signature card holder? I did not see items like price protection on the website of Visa Signature. 

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Chase as with other lenders can offer additional perks or benefits on their Signature / WMC cards from the standard ones offered by default by Visa or MC.

[longtimelurker]

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@FinStar wrote:

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@epicureanism wrote:

Then what the extra benefit of Visa Siggy over Visa? 

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Here's a good read for their Visa Signature benefits > https://www.chasebenefits.com/freedomVW1

The main highlights:

Auto Rental CDW, Purchase Protection, Extended Warranty Protection, Price/Return Protection, TAI, Travel & Emergency Assistance Services amongst a few...

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Compare it to the non-sig version:

https://www.chasebenefits.com/freedomVP1

you will see a lot of overlap.   Generally, signature doesn't really mean ALL that much, but depends on the card.   As FinStar says, issuers can offer more and that applies to the Platinum as well, several issuers Plat cards offer many of the signature benefits (but excluding things like conceirge).