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New Member
Schmooey88
Posts: 13
Registered: ‎08-30-2012

Chase Freedom Visa Signature ?

Just a quick question I have a chase freedom visa card with a 5000 limit and I have had the card for over a year and chase is telling me that my account is not illegible to be upgraded to the signature version... Anyone been able to upgrade there visa to the visa signature and if so how did you do it? Thanks!

Established Contributor
searchingfor67
Posts: 668
Registered: ‎08-02-2011

Re: Chase Freedom Visa Signature ?

I was told that you have to wait 13 months after opening before you become eligible....

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Established Member
youngmoneyok
Posts: 31
Registered: ‎08-14-2012

Re: Chase Freedom Visa Signature ?

To be honest, if you already have another card that is a Visa Signature, I don't really see any reason of upgrading the Freedom to one. 

New Member
Schmooey88
Posts: 13
Registered: ‎08-30-2012

Re: Chase Freedom Visa Signature ?

I don't currency have a visa signature but I agree two would be pointless.

Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Chase Freedom Visa Signature ?

I have the same card, and I was told by a Chase Financial Advisor that after about six months, you can PC to the Sig version!
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Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012

Re: Chase Freedom Visa Signature ?

Having more than one Visa Signature card is not pointless. It's not just the concierge that you get - there's also puchase security (protection "against theft and damage due to vandalism, fire and accidentally discharged water for the first 90 days from date eligible purchase, on all eligible items you buy") and extended warranties. If you're like me where you try to maximize your rewards, it's useful to have all your cards in the highest credit card tier possible.

 

For example, let's say your non-Signature Chase Visa Freedom card has Amazon.com as a 5% category. You want to take advantage of that and buy a $1,000 computer on Amazon, but you'd really like to have the purchase protection and extended warranty that your Visa Signature CSP offers. If your Freedom was a Visa Signature that decision becomes a no-brainer.

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Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: Chase Freedom Visa Signature ?


bribro wrote:

Having more than one Visa Signature card is not pointless. It's not just the concierge that you get - there's also puchase security (protection "against theft and damage due to vandalism, fire and accidentally discharged water for the first 90 days from date eligible purchase, on all eligible items you buy") and extended warranties. If you're like me where you try to maximize your rewards, it's useful to have all your cards in the highest credit card tier possible.

 

For example, let's say your non-Signature Chase Visa Freedom card has Amazon.com as a 5% category. You want to take advantage of that and buy a $1,000 computer on Amazon, but you'd really like to have the purchase protection and extended warranty that your Visa Signature CSP offers. If your Freedom was a Visa Signature that decision becomes a no-brainer.


Exactly - You don't lose anything by asking for the PC.  Gone are the days when Signature cards didn't report limits and mess with your Util % .  There are no negatives.  Only positives as bribro mentions.

New Member
Xemus
Posts: 4
Registered: ‎11-18-2011

Re: Chase Freedom Visa Signature ?

U need to have at least 6000 CL. And U do not need to wait for 13 months. Just call them up to change it to visa sign.


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Established Member
dialect
Posts: 48
Registered: ‎10-19-2012

Re: Chase Freedom Visa Signature ?

:smileysad:

 

got denied for a visa signature product change. not eligible for pc. $6000 cl, open since april 2011.

Moderator Emeritus
tinuviel
Posts: 4,877
Registered: ‎11-02-2010

Re: Chase Freedom Visa Signature ?


djrez4 wrote:

bribro wrote:

Having more than one Visa Signature card is not pointless. It's not just the concierge that you get - there's also puchase security (protection "against theft and damage due to vandalism, fire and accidentally discharged water for the first 90 days from date eligible purchase, on all eligible items you buy") and extended warranties. If you're like me where you try to maximize your rewards, it's useful to have all your cards in the highest credit card tier possible.

 

For example, let's say your non-Signature Chase Visa Freedom card has Amazon.com as a 5% category. You want to take advantage of that and buy a $1,000 computer on Amazon, but you'd really like to have the purchase protection and extended warranty that your Visa Signature CSP offers. If your Freedom was a Visa Signature that decision becomes a no-brainer.


Exactly - You don't lose anything by asking for the PC.  Gone are the days when Signature cards didn't report limits and mess with your Util % .  There are no negatives.  Only positives as bribro mentions.


 

Except for BoA. I just recently got my very first Signature through them, and they're not reporting the limit. I hope they change that policy eventually.

 


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