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Valued Contributor
p-
Posts: 2,539
Registered: ‎06-05-2008

Chase Freedom Visa Signature

[ Edited ]

I recently had a recon analyst at chase increase my Freedom to 10k.  I've heard that they offer a Freedom Visa Signature, and was wondering if mine would or should become a signature card.  

 

Has anyone here had experience upgrading the Freedom to a signature card?  

 

Do they normally do that automatically, or should I call and ask?  

 

Have any of you done that?

 

Thanks,

  2-13-14: FICO EXP: 779 - EQU: 742 - TRAN: 765 - AVG: 762 - +212 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: Chase Freedom Visa Signature

From what ive read here your card has to be 13 months old and you have to call them and request it
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: Chase Freedom Visa Signature


p- wrote:

I recently had a recon analyst at chase increase my Freedom to 10k.  I've heard that they offer a Freedom Visa Signature, and was wondering if mine would or should become a signature card.  

 

Has anyone here had experience upgrading the Freedom to a signature card?  

 

Do they normally do that automatically, or should I call and ask?  

 

Have any of you done that?

 

Thanks,


I had it done the features are exactly the same.  I had to go through their back office to get it done and to be honest outside of the word "Signature" and bold metalic word "Visa" on the card they behave exactly the same way.  No Credit Pull the guy told me like 10 times during the conversation that they would not pull my credit for upgrading the card.

Oh yes and btw you get a nice new Terms and Conditions in the mail about a month later.

 

 

 

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Visa Signature

I was initially approved with a $5k limit, but they will not give me a signature card until the 13th month.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
SnackTrader
Posts: 1,558
Registered: ‎09-15-2012

Re: Chase Freedom Visa Signature

[ Edited ]

I was just approved for a $5k Freedom a few minutes ago so this news is pretty upsetting to me. 

 

I have to wait 13 months???


In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Visa Signature


SnackTrader wrote:

I was just approved for a $5k Freedom a few minutes ago so this news is pretty upsetting to me. 

 

I have to wait 13 months???


Maybe you will get a signature card. **Fingers Crossed**

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
SnackTrader
Posts: 1,558
Registered: ‎09-15-2012

Re: Chase Freedom Visa Signature

Here's hoping!


In My Wallet: Amex BCP (12/12) $22.200, Chase CSP (4/14) $12,000, Barclaycard Arrival (5/13) $10,500, Citi Forward (12/12) $9,600, Cap1 Cash Rewards (6/12) $9,000, Chase Freedom (12/12) $5,000

Last App: April 2, 2014
Valued Contributor
bs6054
Posts: 1,673
Registered: ‎11-11-2012

Re: Chase Freedom Visa Signature

What's the real practical difference?  You probably don't want to use the "flexible" part if you are concerned about credit score, and I have never used the Signature concierge service.

I think that concierge services might make sense with the really high-end cards (Centurion, Palladium), where they are dealing with a relatively small number of high-worth individuals,  but tons and tons of people of no great financial means have Signature cards, so you can't expect any great level of personal service.

Contributor
RonDawg
Posts: 322
Registered: ‎10-19-2012

Re: Chase Freedom Visa Signature

Both the Chase Freedom and the Chase Freedom Signature will buy that $2.99 bag of chips. One card just shines a little better and you hope the clerk will get impressed. :smileyhappy:

AMEX Platinum, AMEX Blue cash (10k), AMEX Delta (10k), US Bank Premier Line (14.5k), US Bank Cash + (7.5k), Chase Freedom (5k), Fred Meyer Rewards Visa (7.5k), US Bank Flex Perks Travel Rewards (5k), Discover IT (9.5k), Chase Sapphire Preferred (8k), Alerus Financial Visa Signature issued by Elan (10k), BofA Cash Rewards (10k), Citi Thankyou Pref (6.5k) TU FICO Score = 807, EQ FICO Score = 780, EX FICO Score = 780,
CreditKarma score = 785, CreditSesame score = 773, Vantage = 903
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom Visa Signature

I use concierge about once a month.

 

You get higher insurance levels and benefits along those lines.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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