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Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011
0

Chase Freedom - Visa or MC

Hi Guys,

 

    I believe the Chase Freedom comes in both flavors, but if you app directly from the front page of their website, will they send you a Visa or MC?

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Valued Contributor
kevinjjc
Posts: 1,374
Registered: ‎01-14-2009
0

Re: Chase Freedom - Visa or MC

Visa
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011
0

Re: Chase Freedom - Visa or MC

That's good, I need to add a Visa to my rotation. Both my Cap1's are MCs.....

 

 

God, I really want to apply so bad...... someone stop me

Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chase Freedom - Visa or MC


irving_magik wrote:

Hi Guys,

 

    I believe the Chase Freedom comes in both flavors, but if you app directly from the front page of their website, will they send you a Visa or MC?


VISA, you have to go to www.mastercard.com and look up Chase Freedom and app there for MC.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Imua
Posts: 292
Registered: ‎01-17-2009
0

Re: Chase Freedom - Visa or MC


LS2982 wrote:

irving_magik wrote:

Hi Guys,

 

    I believe the Chase Freedom comes in both flavors, but if you app directly from the front page of their website, will they send you a Visa or MC?


VISA, you have to go to www.mastercard.com and look up Chase Freedom and app there for MC.

 


My Freedom is a MC, and I apped at the Chase website   (my website app was in response to a Chase Freedom mailed 'invitation' to apply).
I wasn't asked if I wanted MC or VISA (that was in 2009). 

Maybe it's different now?


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011
0

Re: Chase Freedom - Visa or MC

Against good sound advice that I got here, I just applied..... I couldn't wait for some reason. I've been working hard to repair my credit and being approved for the BCP, I went for it.


Just got approved, $1500. Not too bad, I probably would have gotten a higher limit when my BCP reported, but oh well. I'm happy to finally get a Freedom.

That's higher than either of my Cap1 cards and I'm sure it will grow faster than Cap1
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011
0

Re: Chase Freedom - Visa or MC

Cap1 will be getting the AXE soon
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Chase Freedom - Visa or MC

congrats on the cards. 

 

no cards of mine are getting axes. 

just getting sd. (none have annual fees)

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
irving_magik
Posts: 167
Registered: ‎07-13-2011
0

Re: Chase Freedom - Visa or MC

Ah, yeah both my Cap1 card have $39 Af.

Not sure with of the two will go.... One has a 1250 limit but no rewards. It's the older of the two and the other has only 759 limit but I do get decent no hassle rewards....

What do you think?
Fico Scores: TU 734 (08/12/2012) and EQ 716 (12/08/2012)

AMEX BCP $10,000 (opened 09/2012) - Citi TYP $6500 (opened 12/2012) Chase Freedom $1500 (opened 09/2012)

GMAC Mortgage $181,000 (opened 07/2011) - Car Loan $18,000 (opended 01/2011)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: Chase Freedom - Visa or MC

i see you just got your amex... 

if you close the cap1's it will still report good for 10 years.  but your cl will obviously drop.

 

if the rewards outweigh the af then dont cancel it. 

call the number in the sticky and see if they will waive the af. (im not sure if capone does it but ive seen amex do it)

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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