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yes you can get a Revolver first, check amex pre-approved site and see if you have any. When I got my first AMEX card the "Blue" I had a 720 FICO, and 1+ years experience experience with over 2 credit cards the bare minimum of what AMEX wants for there better cards. Dont remember INQ's but more than a few. Last baddie was over 3 years ago no lates or chargeoffs on any credit account. And 80k + income.
Basicly if are in he low 700's you can give a revolver a try, do it first, If you are boader line, You may get it. If you get a Zync first AMEX may want to wait and see how you handle it. If you are in the 600's just get a Zync or charge card you want and bide your time while score grows and your relationship with AMEX strenthens.
If you are in the high 700's ignore all this advice and apply for what you want...
and if you are 800's the AMEX representative will be hand delivering your Platinum and BCP card shortly.
im not sure what my experian is since i never checked it.
quizzle gave me a 677 FAKO but that was before i paid off my bby card and added my other cards.
aaoa dropped to 8 months so...
i have 3 active inquries and one that will fall off on the 23rd and one that will fall off in december(completely)
Active Ones
1/4/12(Kohls recieved) 2/12/12(Chasedenied) and 7/26/12(Chase Freedom) that i got
btw wont let me check special offers since i checked like 3 weeks ago. =/
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@jamesdwi wrote:
yes you can get a Revolver first, check amex pre-approved site and see if you have any. When I got my first AMEX card the "Blue" I had a 720 FICO, and 1+ years experience experience with over 2 credit cards the bare minimum of what AMEX wants for there better cards. Dont remember INQ's but more than a few. Last baddie was over 3 years ago no lates or chargeoffs on any credit account. And 80k + income.
Basicly if are in he low 700's you can give a revolver a try, do it first, If you are boader line, You may get it. If you get a Zync first AMEX may want to wait and see how you handle it. If you are in the 600's just get a Zync or charge card you want and bide your time while score grows and your relationship with AMEX strenthens.
If you are in the high 700's ignore all this advice and apply for what you want...
and if you are 800's the AMEX representative will be hand delivering your Platinum and BCP card shortly.
And they'll be handing you special offers too. 100k for the Amex plat (3k spend in 3 months) and 75k for the PRG (1k spend in 3 months plus no AF for the 1st year) sitting in the mail right now for me.
Amex BCE is my dream card. Grow with you fast, backdating nice limits. If not looking for 5% cash back categories amex is nicer to have, although not accepted everywhere like chase.