10-23-2012 03:42 PM
It was the Mastercard version.
10-23-2012 03:43 PM
But I also had a freeze on one of my reports due to fraudulent activity. Does Cap1 automatically deny if they can't pull all three? And if so, how do I get them to reconsider?
10-23-2012 03:46 PM - edited 10-23-2012 03:47 PM
Hmmmmm...now am thinkin if i should still pull the trigger for freedom this weekend.... I really want the card
10-23-2012 03:48 PM
The freedom is my goal card at the moment. I might have to sit on my current cards for a while though. I always PIF my Capital One Card, so hopefully once I get the utlization down on my GE Card, my score will improve little by little.
10-23-2012 06:56 PM
I would try for a Walmart card or something. Creditors don't really consider AU accounts as "real" accounts. Chase typically doesn't like DEQs reporting. You should consider ordering your true FICO score from myfico.com. The scores you purchase direct from EXP, EQ, TU are plus scores/FAKO scores and not the true scores creditors use. If you'd already reconned 4 times for Chase, I'd wait until you get your scores up before reapplying again.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO