10-15-2011 10:14 AM
Some are bothered (see "Barclays" ); others are not.
I'd strongly recommend that anyone on an extended app spree make all their accounts but one report $0 so that the other lenders won't think that you're running up bills that you have no intention of paying.
10-15-2011 11:16 AM
Hi Mindacid, I see that in a year you have drastically improved your credit score. Can you tell me the cards you have applied for? I recently was approved for a Capital One with $1000 CL, but I need at least two more. Thanks and good luck on your 760 goal, your almost there.
10-15-2011 10:28 PM
Hi OP, I know you mentioned the card would report limit, but could you confirm that after having the card for a few months? Thanks.
If you're asking about the Chase Freedom Visa, since the first month it has always reported the limit for us, on both reports Primary and AU's. Are you thinking of the Freedom Signature Visa? That may not report the credit limit as I think it's considered a flexible limit card (like BankAmericard Plat Signature Visa, it only reports "flexible" or "blank" in the CL line).
From all I've read, when anyone's mentioned it reporting the CL, Chase Freedom Visa (NON Signature) always reported their CL for them.
No, my card is non-signature (I asked via online banking message), but it comes with rental car collision damage waiver. EQ scorewatch gave me an alert of new account:
Comments:Credit card , Amount in H/C column is credit limit
Has anyone else been in this situation?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO