Chase Freedom denied after recon

[j_casteel]

Check my previous reply

**on my phone so can't quote

[j_casteel]

You guys think I really should recon again? I think it's a lost cause personally.

[enharu]

well, call back again tomrrow. i would call 4-5 times and try my luck. nothing much u can lose

[boomhower]

I'd try once again but that amount of INQ's and new accounts it's going to be tough. 

[j_casteel]

True but I don't beg and am a busy guy. Guess I could call when the letter comes or if I have any free time. I'm not too upset and know what I need to do to get approved in the future.

[09Lexie]

If your 10+ inq's can be explained reasonably. If some are NFCU, was that to open your account? Any for cars, utilities, HP's for existing cc? Basically , try to diminish the inq's as new cc - if that's the case. Opening a checking account may result in a Hp but its not giving you credit; look at your report and put yourself in the lenders position. Is this person looking for too much credit too fast?

Don't forget to talk up why you want their cc. 😉

[myjourney]

I really think if you get another person you might just get approved ask for a supervisor. Chase is really good with recon

[Croselx]

I have 8 INQs(and 7 new accounts) since OCT '12, accidentally let 2 cards report a high balance with one of them being from Chase (500 out of a 750 CL) and still got approved. My limit sucks at $500 (lowest I have gotten in the past 6 months.. highest being $8K), but I'm not complaining since I'll recon that once I have the card in my hands .

If you don't have anything else negative on your report (I only have the high UTIL from this month for 2 cards and 1 30 day late from 2 years ago) then I would try a few more times. If you get a low limit you can always request a CLI in 6 months (will have to use another HP anyway if you get denied now). GL!

[MovingForward_2012]

I'm sorry you got denied. Someone here was approved on third recon. Recon, Recon, RECON! Welcome to the garden friend. Call a couple more times. It seems like you are very close due to the time you spent on hold.

[enharu]

its up to you.

if you really want the card now, you can keep trying to recon. however, chase might start you out with a 500-1000CL card for borderline approvals. it will cost you 1 additional HP for CLI.

since you are willing to wait as well, you could just re-apply later, and then have them start u with a higher CL.

Eitherways, you're gonna have 2 HPs in the end. If you're bothered enough, I would go with #1 and at least u get to build up history with chase during the meantime.