Credit Cards

[psychic]

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haulingthescoreup wrote:

I went back through some statements, and duh me, they've been crediting the points all along. I should know better than to listen to a CSR...

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When Chase first changed my 2 Freedom accounts to the Ultimate Rewards program, they credited bonus points after the program period ended.  They just began awarding bonus points earlier.  In fact, I emailed Chase a couple of months ago, to confirm my enrollment in this promotional period.  The Chase rep wrote:  "The bonus rewards will post to the account six to eight weeks after the end of the offer on December 31, 2010."

[haulingthescoreup]

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psychic wrote:

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haulingthescoreup wrote:

I went back through some statements, and duh me, they've been crediting the points all along. I should know better than to listen to a CSR...

---

When Chase first changed my 2 Freedom accounts to the Ultimate Rewards program, they credited bonus points after the program period ended.  They just began awarding bonus points earlier.  In fact, I emailed Chase a couple of months ago, to confirm my enrollment in this promotional period.  The Chase rep wrote:  "The bonus rewards will post to the account six to eight weeks after the end of the offer on December 31, 2010."

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Bless their confused little hearts.

[bunnyrabbit]

Wow!  psychic, what have you been shopping?   Nice Rewards pts!

Do you have a chase checking acct also?   I am not happy about their new monthly service fee.  I had to request to change my direct deposit from NFCU to Chase Checking acct to avoid that fee, and earn the 10/10 Bonus pts.

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psychic wrote:

For the past 2 Freedom quarterly promotions, I've been receiving some of my rewards before the promotional period ends.  On my December Chase statement, I received bonus points for purchases made from October-November:

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[bunnyrabbit]

Thanks for the info hauling       I just logged on and signed-up my freedoms.

CHASE FREEDOM REWARDS SUMMARY ACCOUNT ACTIVITY
                  New Balance: $485.56
Minimum Payment Due:   $10.00

                                  Previous Points Balance:  2,999
                           Points earned on purchases:     486
            10% Bonus Points per $1 You Spend:       49
              Bonus 10 Points on Every Purchase:     250
Points earned from 5% Quarterly Promotion:     425
                                       Courtesy adjustments:     601
                                           Current Points Total:  4,810

As a Chase Checking customer, you earn more cash back for all your spending! You get 1 point for every $1 you spend, plus
you will receive 10% bonus points per $1 spent and 10 bonus points on every purchase. Redeeming your points for cash back is
easy! You can receive a check, statement credit, or even direct deposit into your Chase Checking account.

Most likely I use my Freedoms for;

Jan ~ Mar:   Grocery Stores / Drugstores

Jul ~ Sep:    Gas

Oct ~ Dec:   Dining / Dept. Stores / Movies

Too bad ... nothing in Apr ~ Jun for me.

[bunnyrabbit]

The followings are Discover More 5% Categories. 

They got same categories as Chase in March, and July ~ Sep.

I will use Discover in Apr ~ June, and July ~ Sep. 

January–March

Earn 5% Cashback Bonus* on up to $800 in purchases January through March at:

• Airlines
• Hotels
• Restaurants NEW!
• Car Rentals
• Cruises

You're signed up!

March only

Earn 5% Cashback Bonus throughout March at:

• Grocery Stores
• Drug Stores

Sign up starts February 1April–June

Earn 5% Cashback Bonus April through June at:

• Home Improvement Stores
• Department Stores
• Clothing Stores

Sign up starts March 1July–September

Earn 5% Cashback Bonus July through September at:

• Gas Stations
• Hotels
• Movies
• Theme Parks

Sign up starts June 1

October–December

Earn 5% Cashback Bonus July through September at:

        TBA