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Chase Freedom or Citi Dividend?

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Imhotrodcrazy
Valued Contributor

Chase Freedom or Citi Dividend?

Which do you feel is the better card as  far as CS and initial starting CL. Your input is appreciated. 

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
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PokemonMaster
Frequent Contributor

Re: Chase Freedom or Citi Dividend?

I feel that Citi is more generous with starting credit limits but Chase's Freedom card has the much better rewards system and Chase seems to be much better with recons. Both are good cards and Citi has been great to me but if I have a choice between the two I would go with Freedom.

 

Edit: Forgot to mention that  Citi does do SP CLIs unlike Chase so there's more room to grow there.

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