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I have my sister as an AU on 3 of my cards (all opened this year) and I check her pre-quals every now and then. Yesterday I saw the Freedom and Slate show up. I'm waiting for the $200 bonus before I refer her to apply for the Freedom, but I was wondering if she had a chance at some Chase co-branded cards. She has no history of her own, just 5 months of AU history (two of her AU cards are a CSP and TY Premier). I'm about to app for the Prestige myself but want her to get some bonuses (like the 75k Hilton) while I let my credit cool down a bit. CK shows her scores at ~700. If she can't get any nice co-branded cards with Citi or Chase, I'll have her get a basic Discover or BofA card. But she doesn't mind spending an inquiry or two with a prime lender if the AU history can get her something.
The AU history is HISTORY. So she should be fine for any card as of now..
I got my $7k Freedom and $7k CSP with only AU history. I was an AU on a $25k 18 year old card. Definitely one of the best possible cards to be put on. Your sister will have more accounts but shorter history, not sure about your CL.
Did she app yet?
@rockbttm442 wrote:
^
As true as this is some banks(Chase included) wants to see personal history. I was originally denied the Freedom. Only acct I had was my QS1 which was open for 3 months and my gf Kohls card(AU) 3 years history. Recon approved me for $500 but it took some convincing. Not saying it's impossible but don't want to get hopes up either.
Even though she is prequalified for the card?
@Anonymous wrote:The AU history is HISTORY. So she should be fine for any card as of now..
+1
Doesn't hurt for her to give it a shot.
@chalupaman wrote:Doesn't hurt for her to give it a shot.
That's what I thought, so I had her apply for a JetBlue Amex. Instant approval! So I guess AU history is history after all.