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@jsickz32 wrote:
When i applied for mine i had 0 inqs in the last 12 months on EQ and i was approved for $500....that same day i was was approved for BCE for 2500. im thinking about closing my freedom
I wouldn't close the Freedom....Chase is a good CCC and, to me, stays on top of the rewards market, IMO. Also, I want to fix your signature....too many misspelled words!
@LS2982 wrote:
@kobe2012 wrote:
@LS2982 wrote:
@kobe2012 wrote:
@LS2982 wrote:
@kobe2012 wrote:What is the credit score requirement for this card? Are they inquiry sensitive even on recon??? I have 3 derogs and 6 inquiries the past 6 months 12 the past 2 years rebuilding... Im in the garden but was wondering if i have a shot
I'd be concerned about the recent INQ's. When do you plan on apping?
I was actually gonna pull the trigger earlier! Lol ..but i stopped myself... I just want a real rewards card since i use my capital one for everything... Singe i bank with chase, i think their rewards would be a lot better.... Im thinkin about discover and zync but i dont know if they will approve me with 3 derogs
How old are the derogs and are they paid??
One was falling off this december (unpaid)... one was falling off 2014 (paid).. and another unpaid one was almost 5 years old...... I started with 7 negs 5 months ago, then I found this forum and am down with these....
I would consider waiting at least 6 months to a year before apping with Chase. The unpaid derogs wont be in your favor but the older they are the less they will hurt you.
+1.
AMEX Zync is no longer offered either so you wouldn't be able to apply for it.
@resilient wrote:
@jsickz32 wrote:
When i applied for mine i had 0 inqs in the last 12 months on EQ and i was approved for $500....that same day i was was approved for BCE for 2500. im thinking about closing my freedomI wouldn't close the Freedom....Chase is a good CCC and, to me, stays on top of the rewards market, IMO. Also, I want to fix your signature....too many misspelled words!
I didn't even notice the signature until you pointed it out...lol
@jsickz32 wrote:
When i applied for mine i had 0 inqs in the last 12 months on EQ and i was approved for $500....that same day i was was approved for BCE for 2500. im thinking about closing my freedom
why close? no AF... and it will grow with you. keep it open, you already took an HP for it.
Anyone know how the initial cashback bonus works? You spend 500 in 90 days, you get a 100 bonus. Is this a statement credit? I can't find any info on it.
@maiden_girl wrote:
@resilient wrote:
@jsickz32 wrote:
When i applied for mine i had 0 inqs in the last 12 months on EQ and i was approved for $500....that same day i was was approved for BCE for 2500. im thinking about closing my freedomI wouldn't close the Freedom....Chase is a good CCC and, to me, stays on top of the rewards market, IMO. Also, I want to fix your signature....too many misspelled words!
I didn't even notice the signature until you pointed it out...lol
LOL, sorry, spelling was my strongest subject in school......
@jsickz32 wrote:
@maiden_girl
You can the 100 back which ever way you want. I ask for cash and received a check for 144 in 3 days.
@resilient
Lmao and i wanna close it and apply again 6 months from now.
Thanks. I should expect to see a cash back bonus soon then.