11-18-2013 06:49 PM
stay united with me and say no to the app itch , but if around at end of December I might bite....
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
11-18-2013 06:55 PM
Yeah, who wants 40% + 5% cash back on purchases anyways?
Or wait, how much extra can their online shopping mall give in cash back?
But no, you're right... Wait for something better.
11-18-2013 07:09 PM - edited 11-18-2013 07:14 PM
Just go for it if you think your odds of getting approved are pretty good unless you're planning to buy a house or something.
When I opened my checking account with Chase, the banker told me I should apply for the Freedom too but I got denied. This was like 7 months ago. I tried again 5 months later and got approved.
So you never know until you give it a go. Best case scenario: you get approved, get a decent limit and bam! Free $200 bucks. Sounds like a pretty darn good deal to me.
11-18-2013 07:18 PM
Saying no--but I have the feeling I'm going to kick myself later.
So Apinzon2374 is not in the loop yet... Ummm how many TLs have we ummm... opened in the last 3-4 months? Oh wait, there's even the inquiries!!!! Oh no, and the AAoA!!!! I'd hate to venture and explain to Chase the recent spree... in a constructive fashion of course...
11-18-2013 07:25 PM
Well, I think more along the lines of AA if any lenders start to see an abnormal flurry of opened TLs - of course it's always a YEMV situation. The question really becomes, given the last number of recently opened tradelines, where does the line get drawn? From an U/W perspective, it's starting to look desperate or borderline on overextension.
11-18-2013 07:31 PM - edited 11-18-2013 07:41 PM
i approved on my chase freedom last aug 11 and received and activated on aug 19 its been 97 days since i was approved am i eligible for another $100 bonus?
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