11-18-2013 06:49 PM
stay united with me and say no to the app itch , but if around at end of December I might bite....
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
11-18-2013 06:55 PM
11-18-2013 07:09 PM - edited 11-18-2013 07:14 PM
Just go for it if you think your odds of getting approved are pretty good unless you're planning to buy a house or something.
When I opened my checking account with Chase, the banker told me I should apply for the Freedom too but I got denied. This was like 7 months ago. I tried again 5 months later and got approved.
So you never know until you give it a go. Best case scenario: you get approved, get a decent limit and bam! Free $200 bucks. Sounds like a pretty darn good deal to me.
11-18-2013 07:18 PM
Saying no--but I have the feeling I'm going to kick myself later.
So Apinzon2374 is not in the loop yet... Ummm how many TLs have we ummm... opened in the last 3-4 months? Oh wait, there's even the inquiries!!!! Oh no, and the AAoA!!!! I'd hate to venture and explain to Chase the recent spree... in a constructive fashion of course...
11-18-2013 07:25 PM
Well, I think more along the lines of AA if any lenders start to see an abnormal flurry of opened TLs - of course it's always a YEMV situation. The question really becomes, given the last number of recently opened tradelines, where does the line get drawn? From an U/W perspective, it's starting to look desperate or borderline on overextension.
11-18-2013 07:31 PM - edited 11-18-2013 07:41 PM
i approved on my chase freedom last aug 11 and received and activated on aug 19 its been 97 days since i was approved am i eligible for another $100 bonus?
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.