11-18-2013 06:49 PM
stay united with me and say no to the app itch , but if around at end of December I might bite....
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
11-18-2013 06:55 PM
Yeah, who wants 40% + 5% cash back on purchases anyways?
Or wait, how much extra can their online shopping mall give in cash back?
But no, you're right... Wait for something better.
11-18-2013 07:09 PM - edited 11-18-2013 07:14 PM
Just go for it if you think your odds of getting approved are pretty good unless you're planning to buy a house or something.
When I opened my checking account with Chase, the banker told me I should apply for the Freedom too but I got denied. This was like 7 months ago. I tried again 5 months later and got approved.
So you never know until you give it a go. Best case scenario: you get approved, get a decent limit and bam! Free $200 bucks. Sounds like a pretty darn good deal to me.
11-18-2013 07:18 PM
Saying no--but I have the feeling I'm going to kick myself later.
So Apinzon2374 is not in the loop yet... Ummm how many TLs have we ummm... opened in the last 3-4 months? Oh wait, there's even the inquiries!!!! Oh no, and the AAoA!!!! I'd hate to venture and explain to Chase the recent spree... in a constructive fashion of course...
11-18-2013 07:25 PM
Well, I think more along the lines of AA if any lenders start to see an abnormal flurry of opened TLs - of course it's always a YEMV situation. The question really becomes, given the last number of recently opened tradelines, where does the line get drawn? From an U/W perspective, it's starting to look desperate or borderline on overextension.
11-18-2013 07:31 PM - edited 11-18-2013 07:41 PM
i approved on my chase freedom last aug 11 and received and activated on aug 19 its been 97 days since i was approved am i eligible for another $100 bonus?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO