Credit Cards

[scientifics]

I have a Chase Freedom Visa with a $5,000 credit limit and I just called and got it upgraded to Visa Signature! They just asked my income and rent/mortgage payments, and without any credit pull were able to give me the upgrade! Any hidden features I should know about so I can take advantage of my upgraded card?

[melbaro]

Nice!! I'm going to try and convert my MC Freedom to VISA Siggy the same time I apply for MC CSP.

[djrez4]

How long have you had the card?

[youngandcreditwrthy]

Check the Visa Signature website! There are a TON of benefits!!


Out of curiosity, how long did you have Chase Freedom before you got the upgrade?

[scientifics]

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djrez4 wrote:

How long have you had the card?

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I've had it for 15 or 16 months.

[firesoul453]

Did you do anything special? I asked them to switch my card over and they said no.

[scientifics]

I just emailed customer service and got a call (which I verified through the number on the back of my card) for my income/rental info. I know you have to have at least a $5,000 credit limit. I'd imagine you also need to have had the card for at least 13 months before they will do a PC (Visa to Visa Signature is a PC).

[CS800]

With Chase correct me if i'm wrong, if you get Signature, don't they stop reporting your CL?

[scientifics]

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CS800 wrote:

With Chase correct me if i'm wrong, if you get Signature, don't they stop reporting your CL?

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Recently they started reporting CLs. The bureaus made a change so they can report it as a soft limit card but still report your "limit" rather than your high balance.

[Jlu]

What is with this 13 month myth that everyone keeps rehashing? I've asked CSRs a few times about PCs and never have I heard 13 months.