Chase Freedom vs. Largest Cashback Card commercial

andre181 · ‎09-28-2011

http://www.youtube.com/watch?v=fbTOkiQJhl0

Can anybody tell me what card Chase is refering to in that commercial? I would have though Chase's primary competitor would be Freedom vs. Discover More, but thats clearly not the case.

Thanks!

Anonymous · ‎09-28-2011

I thought it was Discover.

Discover only gives 1% back after $3000 spend on all other purchases not in the 5% rotating catagories (.25% case back until minimum spend is met, then 1%), whereas Freedom you get 1% back on all other spend without having to satisfy a minimum.

drkaje · ‎09-28-2011

Looks like Amex, LOL!

Some would argue PenFed has the best cashback card, for those who never carry a balance.

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john398 · ‎09-28-2011

I thought it was capital ones new card for people with excelent credit

http://www.capitalone.com/creditcards/cash-rewards-credit-card/?linkid=WWW_1010_CARD_TGUNS11_Z_Z_01_...

andre181 · ‎09-28-2011

@Anonymous wrote:
I thought it was Discover.
Discover only gives 1% back after $3000 spend on all other purchases not in the 5% rotating catagories (.25% case back until minimum spend is met, then 1%), whereas Freedom you get 1% back on all other spend without having to satisfy a minimum.

@Anonymous. You're right. I forgot about the $3000 @ .25% for Discover. I normally use $3000 every month on my Discover card so its not a big deal for me.

Smerri1029 · ‎09-28-2011

Has to be Discover as those were their terms he was talking about.

What's In My Wallet:American Express Starwood Preferred Guest Business Card, American Express Costco True Earnings, Citi AA Visa, Barclays US Air, Citi Prestige
What's In My Sock Drawer: Chase Sapphire Preferred, Discover More, Bank of America Accelerated Rewards AmEx, SME FCU Visa

wollepopolle · ‎09-28-2011

Arguably the best cashback cards are the ones giving back a 2% general cashback, especially the BoA BankAmericard (not listed on their website, though) that turns into a 2.5% general cashback when redeemded at the $300 level.Also, they have seasonal extra cashback promotions.

All the 5% cashback offers on the other cards (Discover, Chase) are neat but they are supplemental cashback as their main cashback is 1% max.

Unless someone only spends money on food and gas (in which case the Amex Blue Cash Everyday or the annual-fee version thereof would be best), the 2% cards win.