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Why not both? The Freedom has the better rewards structure with the 5% categories, but NFCU may offer higher CL.
NFCU, then wait a few months yes 6 sounds about right then go for the Chase Freedom or you could just go for the PenFed which I also highly recommend instead of the Chase Freedom!
Just my two cents!!!
I would think you'd want to do the opposite since Chase is inquiry sensitive and NFCU isn't. Although I'm not sure what the motgage will do to your scores and Navy Federal is easier score-wise.
@jordanmedical wrote:I would think you'd want to do the opposite since Chase is inquiry sensitive and NFCU isn't. Although I'm not sure what the motgage will do to your scores and Navy Federal is easier score-wise.
Chase will want to see good history with high limit unsecured cards before giving a good limit high end rewards card. The OP doesn't need to app for freedom first and risk getting a $500 limit that wont grow without hard pulls.
I want to elaborate more to your reply to my post but I can't because I can only say so much because I work there.
@jordanmedical wrote:I want to elaborate more to your reply to my post but I can't because I can only say so much because I work there.
We don't know who you are