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Just got it in the mail today! Looks so beautiful and yet so simple!
The 5% cash back for this month is sweet! Especially at gas stations!
Card looks sick!
Congrats on the new card and hate to rain on your parade but the 5% on gas stations was from July to September. Each quarter Chase changes the 5% categories. Here is the calendar for 2014:
what is the utility of these CHIP and signature cards? When I travel to europe it's either Chip+PIN or swipe. America is swipe everywhere
@Anonymous wrote:Congrats on the new card and hate to rain on your parade but the 5% on gas stations was from July to September. Each quarter Chase changes the 5% categories. Here is the calendar for 2014:
https://creditcards.chase.com/freedom/calendar
Irish - which quarter includes "raining on your parade"?
@ArmyVietVet wrote:
@Anonymous wrote:Congrats on the new card and hate to rain on your parade but the 5% on gas stations was from July to September. Each quarter Chase changes the 5% categories. Here is the calendar for 2014:
https://creditcards.chase.com/freedom/calendar
Irish - which quarter includes "raining on your parade"?
I meant that he was excited about 5% on gas and that was last quarter and doesn't exist now and won't be either for first quarter 2015.
I received mine last week, and you are right, it is a very sweet looking card. I shop a lot at Amazon, so I am happy with the 5% back this quarter.
The forecast calls for: Sunny skies on Amazon, and rain at the gas station...
And in answer to the "Why EMV", eventually in later 2015 most U.S. merchants are supposed to have their chip-enabled card readers and ideally the system will be set up so that you have to use the EMV chip to use the card, if the card has an EMV chip. This is supposed to reduce card cloning, which if the card only has the mag stripe, the cloning is much easier. Unless the merchants all pull a WalMart and disable the "EMV Verification" on the card reader.
@Anonymous wrote:what is the utility of these CHIP and signature cards? When I travel to europe it's either Chip+PIN or swipe. America is swipe everywhere
When I was in France and Germany last year, most locations took my Chip and Signature card. It was true that a few places only took Chip and Pin.
@Anonymous wrote:what is the utility of these CHIP and signature cards? When I travel to europe it's either Chip+PIN or swipe. America is swipe everywhere
There are places in Europe that can process chip & sig. EMV enabled terminals are slowly being rolled out in the US so it's not swipe everywhere an EMV enabled terminal will force usage of the EMV reader with an EMV card.
Did you have to request a card with the EMV chip or did it come with one by default?