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New Contributor
laracing
Posts: 71
Registered: ‎02-15-2012

Chase Freedom

Well I applied for a Chase Freedom card about 2-3 weeks ago.  I was told additional infomration would be needed so I called the recon line.  

 

I had to provide drivers license and ss card.  Called back about a week later: App still processing so I figured I was denied.  I logged into my Chase banking account and now there is a credit card attached with a limit of $3K - my biggest limit!  

Starting Score: 580 - November 2011

Current Score: 655 Equifax, 706 Experian

Capital One Plantium $2.5K / Orchard Bank $800 / Orchard Bank $500 / Capital One Green Card $1K new account 3/2012 / Macy's 3/2012 App $300/ Amex Zync No Psl / Kohls $600 3/2012/ Discover Card $1.5K/Chase Freedom 4/2012 App, 3K, Chase Southwest Airlines $7K, 05/2012 App.

Time to garden
Contributor
daveg38
Posts: 189
Registered: ‎01-01-2012

Re: Chase Freedom

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
Established Contributor
bribro
Posts: 876
Registered: ‎04-20-2012

Re: Chase Freedom

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)
Valued Contributor
boomhower
Posts: 1,725
Registered: ‎09-20-2011

Re: Chase Freedom


daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.

Established Member
ShallRecoverIt
Posts: 16
Registered: ‎04-14-2012

Re: Chase Freedom


boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.

Wallet:
Chase Freedom
Discover More

SD:
Walmart Discover
Cap1 Platinum
Valued Contributor
boomhower
Posts: 1,725
Registered: ‎09-20-2011

Re: Chase Freedom


ShallRecoverIt wrote:

boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.


hhmm, new one to me.  Where are you finding your points statement?

Contributor
daveg38
Posts: 189
Registered: ‎01-01-2012

Re: Chase Freedom

[ Edited ]

If you look at the terms of the offer, they give you merchant codes considered grocery.

 

Without looking, I believe Walmart is coded 5411 (grocery) no matter what you buy there.

 

Google the term "visa merchant codes" and locate the merchant search from Visa's site - you can type in Walmart and like 3 codes come up - match it to Walmart's code and Chase Freedom's offer.

FICO's: Transunion: 633 (1/2013) | Equifax: 571 (MF 1/2013) Goal: 750 each | FAKO's: Transunion: 731 | Equifax: 682 | Experian: 634

USAA Platinum Visa $11400 | Barclaycard Visa $500 | Cappy1 $750 | Orchard $300 (File 13 Date: 2/2013 - On target) | BOFA Americard Cash Rewards $5000 | Chase Freedom $4500 | NFCU nRewards $5000 | Barclay Ring $5000 | Walmart Store $400 | Chase Slate $2500
New Contributor
elpo9
Posts: 73
Registered: ‎08-02-2011

Re: Chase Freedom

It counts if it's a Super Walmart (sells groceries too), but regular Walmart is usually not counted.

BoA Better Balance Rewards (2500) | Freedom Visa (2000) | DM (1250) | Zync (NPSL) | Amazon.com Store Card (1800) | Cap1 ($500) | Gardening til mid-summer 2013 for that Delta Platinum AMEX

Starting Score: 702 (2012) 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 642 EX FICO 3/9/13
2013 Goal Score: 755


Take the FICO Fitness Challenge
Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: Chase Freedom


bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
bribro
Posts: 876
Registered: ‎04-20-2012

Re: Chase Freedom


bichonmom wrote:

bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?



I tell the (lengthy) story here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/td-p/1366261

 

I called the Chase lending team at 888-270-2127. Good luck!

Credit Karma Score: 803 (4/26/13)
Credit Sesame Score: 792 (4/26/13)

J.P. Morgan Palladium ($100k x3) | Citi Dividend World Elite MC w/EMV ($20k) | Chase Sapphire Preferred Visa Signature ($25k) | Chase Ink Bold World Elite MC ($25k Flex) | Chase Freedom Visa Signature ($25k) | Chase Freedom World MC ($25k) | Chase MileagePlus Explorer Visa Signature ($15k) | AmEx Blue Sky ($22.5k) | Lexus Financial Services ($30k) | Capital One Store Credit ($6k) | GE Money Store Credit ($3k) | WFNNB Store Credit ($2k) | Macy's Store Credit ($2k)

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