Reply
New Contributor
laracing
Posts: 71
Registered: ‎02-15-2012
0

Chase Freedom

Well I applied for a Chase Freedom card about 2-3 weeks ago.  I was told additional infomration would be needed so I called the recon line.  

 

I had to provide drivers license and ss card.  Called back about a week later: App still processing so I figured I was denied.  I logged into my Chase banking account and now there is a credit card attached with a limit of $3K - my biggest limit!  

Starting Score: 580 - November 2011

Current Score: 655 Equifax, 706 Experian

Capital One Plantium $2.5K / Orchard Bank $800 / Orchard Bank $500 / Capital One Green Card $1K new account 3/2012 / Macy's 3/2012 App $300/ Amex Zync No Psl / Kohls $600 3/2012/ Discover Card $1.5K/Chase Freedom 4/2012 App, 3K, Chase Southwest Airlines $7K, 05/2012 App.

Time to garden
Contributor
daveg38
Posts: 192
Registered: ‎01-01-2012
0

Re: Chase Freedom

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)

Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Chase Freedom

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Chase Freedom


daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.

Established Member
ShallRecoverIt
Posts: 16
Registered: ‎04-14-2012
0

Re: Chase Freedom


boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.

Wallet:
Chase Freedom
Discover More

SD:
Walmart Discover
Cap1 Platinum
Valued Contributor
boomhower
Posts: 1,863
Registered: ‎09-20-2011
0

Re: Chase Freedom


ShallRecoverIt wrote:

boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.


hhmm, new one to me.  Where are you finding your points statement?

Contributor
daveg38
Posts: 192
Registered: ‎01-01-2012
0

Re: Chase Freedom

[ Edited ]

If you look at the terms of the offer, they give you merchant codes considered grocery.

 

Without looking, I believe Walmart is coded 5411 (grocery) no matter what you buy there.

 

Google the term "visa merchant codes" and locate the merchant search from Visa's site - you can type in Walmart and like 3 codes come up - match it to Walmart's code and Chase Freedom's offer.

Contributor
elpo9
Posts: 80
Registered: ‎08-02-2011
0

Re: Chase Freedom

It counts if it's a Super Walmart (sells groceries too), but regular Walmart is usually not counted.

BoA 1-2-3 Rewards (2500) | Freedom Visa (2400) | DM (2500) | AMEX PRG (7000) | Amazon.com Store Card (1800) | Cap1 ($750) | Gardening til mid-summer 2014 for that Delta Platinum AMEX

Starting Score: 702 (2012) 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2013 Goal Score: 755


Take the FICO Fitness Challenge
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Chase Freedom


bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
bribro
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Chase Freedom


bichonmom wrote:

bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?



I tell the (lengthy) story here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/td-p/1366261

 

I called the Chase lending team at 888-270-2127. Good luck!

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+