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New Contributor
Posts: 71
Registered: ‎02-15-2012
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Chase Freedom

Well I applied for a Chase Freedom card about 2-3 weeks ago.  I was told additional infomration would be needed so I called the recon line.  

 

I had to provide drivers license and ss card.  Called back about a week later: App still processing so I figured I was denied.  I logged into my Chase banking account and now there is a credit card attached with a limit of $3K - my biggest limit!  

Starting Score: 580 - November 2011

Current Score: 655 Equifax, 706 Experian

Capital One Plantium $2.5K / Orchard Bank $800 / Orchard Bank $500 / Capital One Green Card $1K new account 3/2012 / Macy's 3/2012 App $300/ Amex Zync No Psl / Kohls $600 3/2012/ Discover Card $1.5K/Chase Freedom 4/2012 App, 3K, Chase Southwest Airlines $7K, 05/2012 App.

Time to garden
Regular Contributor
Posts: 223
Registered: ‎01-01-2012
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Re: Chase Freedom

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: Chase Freedom

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: Chase Freedom


daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.

Established Member
Posts: 16
Registered: ‎04-14-2012
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Re: Chase Freedom


boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.

Wallet:
Chase Freedom
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SD:
Walmart Discover
Cap1 Platinum
Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: Chase Freedom


ShallRecoverIt wrote:

boomhower wrote:

daveg38 wrote:

Congrads - I went through the same.  Took a call to corporate, even, to get my $3500 line.  It is now my Walmart card (until it changes from grocery to restaurants in June)


Walmart doesn't count as a grocery store for the bonus.


Checking my bonus points statment, Walmart in fact does count as a grocery store.


hhmm, new one to me.  Where are you finding your points statement?

Regular Contributor
Posts: 223
Registered: ‎01-01-2012
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Re: Chase Freedom

[ Edited ]

If you look at the terms of the offer, they give you merchant codes considered grocery.

 

Without looking, I believe Walmart is coded 5411 (grocery) no matter what you buy there.

 

Google the term "visa merchant codes" and locate the merchant search from Visa's site - you can type in Walmart and like 3 codes come up - match it to Walmart's code and Chase Freedom's offer.

Contributor
Posts: 81
Registered: ‎08-02-2011
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Re: Chase Freedom

It counts if it's a Super Walmart (sells groceries too), but regular Walmart is usually not counted.

NFCU (7000) | Freedom Visa (2400) | DM (2500) | AMEX Plat (7000) | Amazon.com (1800) | GapCard ($750) | Closed: Barclays (1500) | Cap1 ($750) | BoA 1-2-3 Rewards (2500) | Gardening til mid-autumn 2015 for that Delta Platinum AMEX

Starting Score: 608 (2015) 702 (2012), 653 (2011)
Current Score: 685 699 8/6/11 717 8/30/11 712 12/6/11 714 across the board 1/12/12 685 EX FICO 3/1/14
2015 Goal Score: 755


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,322
Registered: ‎05-05-2011
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Re: Chase Freedom


bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: Chase Freedom


bichonmom wrote:

bribro wrote:

Congrats! I was granted a $3k starting limit on my Freedom card just yesterday. I called up the recon line and had them bump it to $15k. I've been very impressed with Chase's customer service so far.


Wow! How'd you manage that? They gave me $3k and refused a CLI on recon. Do you recall which number you called?



I tell the (lengthy) story here: http://ficoforums.myfico.com/t5/Credit-Cards/Approved-for-Freedom-2-weeks-after-CSP/td-p/1366261

 

I called the Chase lending team at 888-270-2127. Good luck!

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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