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Member
Posts: 12
Registered: ‎12-03-2012
0

Re: Chase Freedom??

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??

Starting Score: 8/2009 - 542
Current Score: 1/2013 - TU 702 / EQ 692/ EX 692
Goal Score: All above 700
Wallet: Discover IT - $8,800 | Amex PRG - NPSL | Capital One Platinum Mastercard - $5,000 | Capital One Cash Rewards Mastercard - $2,000 | Citi Thank You Preferred Visa - $3,000 | USAirways Mastercard - $5,000
Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Chase Freedom??


constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??


well what's not "too high" in your opinion? even 25% can be high for limited history.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Established Member
Posts: 19
Registered: ‎11-27-2012
0

Re: Chase Freedom??

just applied two days ago..got a pending decesion with my current scores listed below..called the recon number verefied a couple things and bam 5k approval with a baddy also..doesnt hurt to try but call they recon if you geta pending and be really nice to whom ever you talk to


Starting Score: 649
Current Score: 658
Goal Score: 850


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Valued Contributor
Posts: 2,256
Registered: ‎07-23-2012
0

Re: Chase Freedom??


distantarray wrote:

constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??


well what's not "too high" in your opinion? even 25% can be high for limited history.


his amex added 10 years of history which helps smooth things out. 

 

as for discover i believe its right after your second statment but i could be wrong. 

Current: Discover Fico 682 1/15 Walmart Fico 684 1/15

Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
Over 12 Months:6


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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