Chase Freedom?

[Closingracer99]

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@jamesdwi wrote:

I'm going to go against the crowd on this one, go ahead and apply for the Freedom card, chase likes young people that have clean credit reports. They may surprise you with how generous they are with a CL. 

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Chase likes 1 year of history before giving out credit cards 

[AvadaKedavra]

Do you bank with Chase? That may help a tiny bit.

Though you've only had a credit card for for a month, your auto-loan may actually help you since it's almost aging a year. If you've only had two inqs this year I'd say it's definitely worth a shot to apply. If you get denied you can try to recon and see what they say. It's really only 1 more inq and maybe wait about a year to apply again (if denied) in which case your older INQs would not weigh so much on your file.

[Anonymous]

6 months credit history, no negatives, highest limit was a $2700 installment loan, and a $220 limit cap1 secured card. I was instantly approved for $2200 chase freedom.  I will add that I had tried the pre-approval site several times with no luck. The day I was approved the pre-approval site returned two offers (freedom and slate). YMMV