Chase Freedom

[nvrgiveup08]

Well the hubby applied and was approved for the Chase Freedom card. He added me as a AU but there was no place to input SS or DOB. Will this reflect on my CR as a AU or does Chase not report AU?

[Platinum]

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@nvrgiveup08 wrote:

Well the hubby applied and was approved for the Chase Freedom card. He added me as a AU but there was no place to input SS or DOB. Will this reflect on my CR as a AU or does Chase not report AU?

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Chase does report AU. They don't need your SSN to locate your credit bureau file.

[LS2982]

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@Platinum wrote:

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@nvrgiveup08 wrote:

Well the hubby applied and was approved for the Chase Freedom card. He added me as a AU but there was no place to input SS or DOB. Will this reflect on my CR as a AU or does Chase not report AU?

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Chase does report AU. They don't need your SSN to locate your credit bureau file.

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+1

[Anonymous]

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@Platinum wrote:

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@nvrgiveup08 wrote:

Well the hubby applied and was approved for the Chase Freedom card. He added me as a AU but there was no place to input SS or DOB. Will this reflect on my CR as a AU or does Chase not report AU?

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Chase does report AU. They don't need your SSN to locate your credit bureau file.

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I know CSRs are notoriously bad with knowing stuff, but I recently got a Chase Freedom.  I asked them if they would report my AU to the bureas and they said no.  They said they do have a "Secondary user" option where she could agree to be financialy responsible for the card as well, and then they would report, but that she wouldn't need to be approved.  I will check her credit in a month or so and see if she is reported or not.  We didn't fill out the form for the secondary user.

[haulingthescoreup]

A friend of mine is an AU on my Chase Freedom card.

He isn't a "secondary user" or anything else. He has his own card and uses it, and the total charges appear on my account, and the tradeline appears on his credit reports.

It's just a plain ol' AU account, reporting the way that most of them do.

[boomhower]

My wifes and AU on mine and it reports on hers.

[johnnie198x]

Strange, I have an AU on my card, but it doesn't report to her credit report. I called Chase and they told me that Chase doesn't report AU. Maybe it takes more than a month/a statement to report?

[Anonymous]

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@johnnie198x wrote:

Strange, I have an AU on my card, but it doesn't report to her credit report. I called Chase and they told me that Chase doesn't report AU. Maybe it takes more than a month/a statement to report?

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So maybe based on these various responses they say they don't report AUs but they actually do sometimes?

[LS2982]

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@Anonymous wrote:

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@johnnie198x wrote:

Strange, I have an AU on my card, but it doesn't report to her credit report. I called Chase and they told me that Chase doesn't report AU. Maybe it takes more than a month/a statement to report?

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So maybe based on these various responses they say they don't report AUs but they actually do sometimes?

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Sounds like the Chase CSR's have a little Peggy in them!

[Repo-ed]

Is it best to app solo and add wife as AU, so there are two TLs? and visa versa