Credit Cards

[Mumford1310]

 I recently applied and was approved for a Chase Freedom Visa.  Unfortunately, I only recieved the promotional 0% APR for 6 months.  I called the executive office yesterday to request the promotional offer for 15 months as currently advertised.  I also, asked if I could recieved a sp credit check for a credit line increase,  I'm currently at $500 and I can't do anything with that little limit.  I'm literaly, paying my account in full once a week because my limit is so low.  Remind you, my call was placed yesterday and as of today, I haven't heard anything.  I did follow up with the representative today, who was amazingly professional and polite.  He told me he's working on it and he'll get back to me shortly!  I'm so impatient and I hate waiting.

What are my odds of getting my credit limit increased and the 0% APR for 15 months?  I recieved the card last month.

[SamsungHDTV]

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Mumford1310 wrote:

 I recently applied and was approved for a Chase Freedom Visa.  Unfortunately, I only recieved the promotional 0% APR for 6 months.  I called the executive office yesterday to request the promotional offer for 15 months as currently advertised.  I also, asked if I could recieved a sp credit check for a credit line increase,  I'm currently at $500 and I can't do anything with that little limit.  I'm literaly, paying my account in full once a week because my limit is so low.  Remind you, my call was placed yesterday and as of today, I haven't heard anything.  I did follow up with the representative today, who was amazingly professional and polite.  He told me he's working on it and he'll get back to me shortly!  I'm so impatient and I hate waiting.

What are my odds of getting my credit limit increased and the 0% APR for 15 months?  I recieved the card last month.

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I'd say the odds are not bad. I wonder why you got only 6 months, I think Chase has been doing 15 months for awhile now. Odds on your CLI, not so sure about.

[Mike360]

Chase CLI are hard pulls. Chances of a CLI are slim

[bribro]

I got a SP CLI from $3k to $15k the same day I was approved for my Freedom Visa, but had a very unique set of circumstances.

In your case, it would almost certainly by a HP, and your chances of approval would hinge on how good of a case you made for it over the phone.

[ssghandless]

So what happened? Did you get approved for more?

[LS2982]

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Mumford1310 wrote:

 I recently applied and was approved for a Chase Freedom Visa.  Unfortunately, I only recieved the promotional 0% APR for 6 months.  I called the executive office yesterday to request the promotional offer for 15 months as currently advertised.  I also, asked if I could recieved a sp credit check for a credit line increase,  I'm currently at $500 and I can't do anything with that little limit.  I'm literaly, paying my account in full once a week because my limit is so low.  Remind you, my call was placed yesterday and as of today, I haven't heard anything.  I did follow up with the representative today, who was amazingly professional and polite.  He told me he's working on it and he'll get back to me shortly!  I'm so impatient and I hate waiting.

What are my odds of getting my credit limit increased and the 0% APR for 15 months?  I recieved the card last month.

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You got the 6 months 0% deal because of something they didnt like on your reports. Also the low CL. I'd imagine it's going to be another HP for CLI and the chances for them to adjust the promo APR are hopefully good!!!

[Mumford1310]

Actually, they did a HP for my CLI request but it was approved for $2000. My APR and promo interest rate remained the same

[LS2982]

Well that's great CONGRATS!!!

[youngandcreditwrthy]

That is great, but it seems odd that you didn't get the 15 months @ 0%. 

[SportBike4Life]

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Mumford1310 wrote:
Actually, they did a HP for my CLI request but it was approved for $2000. My APR and promo interest rate remained the same

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Congrats on the CLI!! HP not wasted!