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Chase Freedom

Regular Contributor

Re: Chase Freedom


wreith wrote:

I got the 7-10 wait when I apped, kept checking the automated line, kept saying being processed.  So I called the analyst number listed in the backdoor list, was told I had been denied, he reviewed it asked me a few questions and approved me for 800.  I would call that number tomorrow and see how that goes.  YMMV= Your Mileage May Vary.


what were your scores and situation when you apped for the freedom? if you dont mind me asking

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 11 of 29
Established Contributor

Re: Chase Freedom

i think you stand a good chance on recon.. thats how i got approved. i only got $600 but hey,at least im in. i had scores in the mid 600"s and alot, i meant ALOT of INQs on my EQ report(it was like 20inq) they pulled my Ex report on recon but the lady was really nice and reversed the decision. i was in the same boat as you with only 2 Cap1 cards with $300 limits and a kays card with $600. so yea i think you"ll get in on a Recon.  Good luck



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 12 of 29
Moderator Emeritus

Re: Chase Freedom

Good luck and keep us updated when you call the analyst number!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 13 of 29
Regular Contributor

Re: Chase Freedom


gettnthere wrote:

i think you stand a good chance on recon.. thats how i got approved. i only got $600 but hey,at least im in. i had scores in the mid 600"s and alot, i meant ALOT of INQs on my EQ report(it was like 20inq) they pulled my Ex report on recon but the lady was really nice and reversed the decision. i was in the same boat as you with only 2 Cap1 cards with $300 limits and a kays card with $600. so yea i think you"ll get in on a Recon.  Good luck


im not too worried about the limit right now, i dont mind paying several times a month but i think this last card will up my available credit and probably up my scores a bit so i can refinance my 16% auto loan. and to get my foot in the door

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 14 of 29
Regular Contributor

Re: Chase Freedom


webhopper wrote:

Good luck and keep us updated when you call the analyst number!


i will let you guys know how it goes im gonna them around 12.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 15 of 29
Regular Contributor

Re: Chase Freedom

Just an update.i was initially denied for the freedom called the recon line and the lady was pretty rud saying if she puts it up for recon its gonna say the same thing, so then i called the exec backdoor number and spoke with Lisa Colon who was very pleasant to talk to and she said it might be a hard pull i told her its fine since i already have a bunch of INQ's she called me back and asked about a collection that was paid the day i found out about it. she then went on to say it was a soft pull and im approved for a 1000CL. im pretty siked right now! Thanks alot you guys

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 16 of 29
Moderator

Re: Chase Freedom

That's not a bad approval at all, congrats Ty!

 

When you get your score from Chase (as you probably will) would you mind letting us know what specifically it was?

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 17 of 29
Regular Contributor

Re: Chase Freedom


Revelate wrote:

That's not a bad approval at all, congrats Ty!

 

When you get your score from Chase (as you probably will) would you mind letting us know what specifically it was?


i will be glad to post my score when i get the card. im pretty sure there in the 650 range. CK said 701 last week and today 681, but i know CK is a reliable source. im really just glad to get a decent card cause i have is Cap1 platinum for bad\rebuilding credit and cap1 cash rewards for average.

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 18 of 29
Moderator

Re: Chase Freedom


tylaw13 wrote:

i will be glad to post my score when i get the card. im pretty sure there in the 650 range. CK said 701 last week and today 681, but i know CK is a unreliable source. im really just glad to get a decent card cause i have is Cap1 platinum for bad\rebuilding credit and cap1 cash rewards for average.



Fixed for you Smiley Wink

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


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Message 19 of 29
Regular Contributor

Re: Chase Freedom

That is GREAT!!! I can't wait to close on our house...HOPEFULLY this week so I can apply for a Chase Freedom. My auto loan is with Chase and I would like to refinance it get a better rate. My mid FICO score is EQ which is a 662

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUBSmiley Happy
Message 20 of 29