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Established Member
Posts: 61
Registered: ‎07-21-2012
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Chase Freedom

Is a score of about 719 good enough of for chase freedom. score might be few points higher if they use EQ

 

Who else has beed approved with a low score and what CL? also where agency did they pull?

 

I have a 1 year history file. no baddies. low utiliz. one card. 4 student loans.

 

I'm about to apply. just need a little confidence.

 

 

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
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Re: Chase Freedom


uroosa1 wrote:

Is a score of about 719 good enough of for chase freedom. score might be few points higher if they use EQ

 

Who else has beed approved with a low score and what CL? also where agency did they pull?

 

I have a 1 year history file. no baddies. low utiliz. one card. 4 student loans.

 

I'm about to apply. just need a little confidence.

 

 


They pull EQ and they approve 620's sometimes but usually 650+ it's not a prestigous card, call and app for the CSP if you get approved for the freedom first imo.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Chase Freedom


uroosa1 wrote:

Is a score of about 719 good enough of for chase freedom. score might be few points higher if they use EQ

 

Who else has beed approved with a low score and what CL? also where agency did they pull?

 

I have a 1 year history file. no baddies. low utiliz. one card. 4 student loans.

 

I'm about to apply. just need a little confidence.

 

 


How long have your open CC(s) been open?? Chase is very adament about having at least 1 CC open for a year or more before approving for their cards. 719 is a good score.

 

I was approved with a 700 EX score 4 months ago.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
Posts: 1,986
Registered: ‎01-24-2012
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Re: Chase Freedom

People have gotten approved with a lot lower scores. I had about 730-770 FICO on Experian when approved, but they used the Vantage score, so it was not important. I got approved for 3000. I had about twenty months of history, no utlisation?, no negatives, two cards, and had just been approved for the Chase Amazon Visa.

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Chase Freedom


distantarray wrote:

uroosa1 wrote:

Is a score of about 719 good enough of for chase freedom. score might be few points higher if they use EQ

 

Who else has beed approved with a low score and what CL? also where agency did they pull?

 

I have a 1 year history file. no baddies. low utiliz. one card. 4 student loans.

 

I'm about to apply. just need a little confidence.

 

 


They pull EQ and they approve 620's sometimes but usually 650+ it's not a prestigous card, call and app for the CSP if you get approved for the freedom first imo.


Very very rare they approvewith a 620. You need a thick file to counter the bad score.

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Member
Posts: 49
Registered: ‎10-18-2012
0

Re: Chase Freedom

i just got approved for the chase sapphire preferred card today and i think my score is lower than yours........not sure if the freedom card is harder to get though

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Established Member
Posts: 61
Registered: ‎07-21-2012
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Re: Chase Freedom

okay jusy applied:

 

GOT INSTANTLY APPOVED

 

Instant Decision Approved

Congratulations! You've been approved for the CHASE FREEDOM credit card.

You will receive your new CHASE FREEDOM credit card along with your Cardmember Agreement within 7 to 10 business days.

If your application included balance transfer requests, those requests are still under review and you will hear back from us about them within the next 10 business days.

Established Member
Posts: 61
Registered: ‎07-21-2012
0

Re: Chase Freedom

[ Edited ]

The CL is $3,000!!!!!!

 

 

im happy, I went from 1st 300cl to a 3,000 for my second. NICE

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Chase Freedom


uroosa1 wrote:

how can i find out the CL?


call :smileytongue:


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Chase Freedom


uroosa1 wrote:

how can i find out the CL?


You need to call in to new accounts

 

800-436-7927

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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