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constantgardener
Posts: 12
Registered: ‎12-03-2012

Re: Chase Freedom??

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‎12-03-2012 06:49 PM

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??

Starting Score: 8/2009 - 542
Current Score: 1/2013 - TU 702 / EQ 692/ EX 692
Goal Score: All above 700
Wallet: Discover IT - $6,000 | Amex ZYNC - NPSL | Capital One Platinum Mastercard - $5,000 | Capital One Cash Rewards Mastercard - $2,000 | Citi Thank You Visa - $1,500
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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Chase Freedom??

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‎12-03-2012 06:53 PM

constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??

well what's not "too high" in your opinion? even 25% can be high for limited history.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Established Member
Vic2186
Posts: 19
Registered: ‎11-27-2012

Re: Chase Freedom??

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‎12-03-2012 07:20 PM

just applied two days ago..got a pending decesion with my current scores listed below..called the recon number verefied a couple things and bam 5k approval with a baddy also..doesnt hurt to try but call they recon if you geta pending and be really nice to whom ever you talk to

Starting Score: 649
Current Score: 658
Goal Score: 850

Take the FICO Fitness Challenge


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Valued Contributor
creditnocash
Posts: 1,975
Registered: ‎07-23-2012

Re: Chase Freedom??

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‎12-03-2012 07:38 PM

distantarray wrote:
constantgardener wrote:

I wish I could answer, but I have no idea. Utility isn't too high. I'm going to wait a bit before applying. How long does Discover take to report??

well what's not "too high" in your opinion? even 25% can be high for limited history.

his amex added 10 years of history which helps smooth things out. 

 

as for discover i believe its right after your second statment but i could be wrong. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


2013 Goals:
Freedom Signature
Costco:True Earnings

Amex Zync(Unicorn)
Chase Freedom$1500
Citizens Mastercard$5000
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