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Contributor
VWTUNER
Posts: 75
Registered: ‎11-12-2012

Chase Freedom

Just received a pre approval for a Chase Freedom CC,  it seems staying in the garden is paying off! I wish I could receive a preapproval for a CSP, but I do not have any cards with over 5k CL :smileysad:

 

 

 

current cards
WM store
Cap1 platinum
WF secured
Amazon Chase :smileyhappy:
Gardening since 12/20/2012
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom

Maybe you can app for CSP recon if needed. If they still decline, maybe they could use the same credit pull to give you the freedom.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 2,185
Registered: ‎07-23-2012

Re: Chase Freedom

Hopes and wishes! Lol maybe through eo
Current: Discover Fico 689 7/14 Walmart Fico 682 7/14

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
ryanbush
Posts: 1,293
Registered: ‎08-19-2012

Re: Chase Freedom

If you app for the CSP you won't be able to use the same pull for the Freedom, I already tried that on a few different recon attempts.

 

Also there have been quite a few people lately who have got approved for the CSP without previous 5k limits, myself included.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom


creditnocash wrote:
Hopes and wishes! Lol maybe through eo

Lol yep...I was for sure talking EO.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Swapmeet
Posts: 1,312
Registered: ‎11-10-2012

Re: Chase Freedom

Maybe you can get the freedom and hold onto it for a month or two, then PC to the csp....

My Wallet: WalMart: ||13.5k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Chase Freedom


Swapmeet wrote:

Maybe you can get the freedom and hold onto it for a month or two, then PC to the csp....


Wouldn't that result in a change of terms requiring them to wait until the 1 year mark?

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Chase Freedom

[ Edited ]

CSP $5,000 limit is preferred but not required. I didn't have a $5,000 limit I only had a $1,000 limit when I was approved. but then I did have an authorized user $5,000 CSP on my profile lol. (Deleted by Mod - tinuviel)  I have cards around 20k limits.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
Swapmeet
Posts: 1,312
Registered: ‎11-10-2012

Re: Chase Freedom


Dustink wrote:

Swapmeet wrote:

Maybe you can get the freedom and hold onto it for a month or two, then PC to the csp....


Wouldn't that result in a change of terms requiring them to wait until the 1 year mark?


I am not familiar with Chase's rules. I was just thinking that he might be able to PC.... Something to think about/ask a CSR about.

My Wallet: WalMart: ||13.5k|| USAA Platinum MC: ||13k|| Amex Delta Gold: ||2k||; BCE: ||9k|| Chase Freedom Siggy: ||10k||
Discover it: ||6.5k|| SG Visa: ||11k|| USAA World MC: ||13k|| US Bank Cash+ Siggy: ||5k|| Citi TYP World MC: ||10.5k||
Barlays Arrival World MC: ||10k||
Fico Scores: EQ 760 (SW),TU 757 (Walmart), EX 738 (myfico) Last app: Arrival World MC 2-1-14
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: Chase Freedom


Swapmeet wrote:

Dustink wrote:

Swapmeet wrote:

Maybe you can get the freedom and hold onto it for a month or two, then PC to the csp....


Wouldn't that result in a change of terms requiring them to wait until the 1 year mark?


I am not familiar with Chase's rules. I was just thinking that he might be able to PC.... Something to think about/ask a CSR about.


Card act states that you can NOT PC a card within 1 year, you can only change a annual fee to a non-annual fee version within that time.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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