Reply
Established Member
Posts: 85
Registered: ‎02-08-2013
0

Re: Chase Freedom

[ Edited ]

My wife just PC'd her 2002 Chase Freedom card with 16k limit to the Chase Sapphire Preferred card. They said the account age and number would remain the same. 

 


I would like to inform you that you have the option of product change from Freedom to Sapphire Preferred card. I would like to assure you that any balances at intro/promo rates will stay the same and carry over to the new account. Further, even after product change, your account will reflect the account open date of 2002. [...] * Your account number and the Annual Percentage Rate (APR) will not change as a result of the product change. [...]

 


Total CL $179k | Budget Management | FICO Scores (TU 693) (EX 718) (EQ 729) | EIDT Me+Spouse Plan
Valued Contributor
Posts: 1,569
Registered: ‎11-10-2012
0

Re: Chase Freedom


distantarray wrote:

Swapmeet wrote:

Dustink wrote:

Swapmeet wrote:

Maybe you can get the freedom and hold onto it for a month or two, then PC to the csp....


Wouldn't that result in a change of terms requiring them to wait until the 1 year mark?


I am not familiar with Chase's rules. I was just thinking that he might be able to PC.... Something to think about/ask a CSR about.


Card act states that you can NOT PC a card within 1 year, you can only change a annual fee to a non-annual fee version within that time.


Well then, there you have it. I retract my previous suggestion Smiley Wink



My Wallet:
WalMart: ||15k|| USAA Platinum MC: ||26k|| BCE: ||9k|| Chase Freedom Siggy: ||10k|| Discover it: ||6.5k|| SG Visa: ||11k||
USAA World MC: ||23k|| US Bank Cash+ Siggy: ||7.5k|| Citi TYP World MC: ||12k|| Barclays Arrival World MC: ||13k||Citi Double Cash World MC ||25k||Sallie Mae World MC ||18.8k||Fico Scores (3 Fico Monitoring): EQ 751,TU 749, EX 743. Last app: 9-12-14 Sallie
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Chase Freedom

I have a question,... We all know how hard it is to get a CLI with chase (not aping) but if I were to app for another freedom cad lets say in a year would I be able too?

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Chase Freedom


afbar1114 wrote:
I have a question,... We all know how hard it is to get a CLI with chase (not aping) but if I were to app for another freedom cad lets say in a year would I be able too?

if u have the visa version, you can app for the MC version. other than that, you can't get 2 identical cards with chase.

From what I know, Citi is the only bank that allows you to have 2 identical cards with the exception of their AAdvantage cards.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
0

Re: Chase Freedom


enharu wrote:

afbar1114 wrote:
I have a question,... We all know how hard it is to get a CLI with chase (not aping) but if I were to app for another freedom cad lets say in a year would I be able too?

if u have the visa version, you can app for the MC version. other than that, you can't get 2 identical cards with chase.

From what I know, Citi is the only bank that allows you to have 2 identical cards with the exception of their AAdvantage cards.

 


so i have the MC so that means i can get the VISA?


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: Chase Freedom

yes u can get the visa version.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.