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Chase Freedom

Established Member

Chase Freedom

I applied for a chase freedom credit card and I was given the 7-10 day message and I immediatly called the recon # and I was told that I was going to have to fax copy of my DL and SS card .. Do you guys know what that means? Denial? Verification ? I called today (1 week since I Applied) and they told me that my fax was received and it is being reviewed.

24 years old..

[ Chase Freedom - $2,500 l Capital One Secured - $300 l Capital One Platinum - $750 l Discover IT - $1,200 l Express NEXT - $900 ]

TU Score: +722 as of 04/11/13
EX Score: +666 as of 04/11/13
[2013 Goals: To be a homeowner, Get AMEX BCE, Cancel Cap1's]
Message 1 of 22
21 REPLIES
Senior Contributor

Re: Chase Freedom

Its obviously a verification!! Smiley Happy I say your gonna get approved!!

Message 2 of 22
Established Contributor

Re: Chase Freedom

It means they wanted to check your ID.  Did you have a fraud alert or any sort of alert on any of your credit reports?

 

You can always try calling back and seeing if you can get a friendlier rep. 


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 3 of 22
Established Contributor

Re: Chase Freedom

Yes, have you disputed any information on your reports? Fraud Alert might trigger this but sounds like approval.

Message 4 of 22
Frequent Contributor

Re: Chase Freedom

Definate approval IMO. Congrats!!

 

NFCU Cash Rewards 20,000,NFCU Plat 17,000, NavCheck 15,000, USAA Cash 4,000, USSA Rate Adv 2,000, USAA AMEX 3,500, Freedom 2,000, Capital One 2,000, Barclay's Apple 1,500, Barclay's Ring 1500, Various Store Cards.




Message 5 of 22
Established Member

Re: Chase Freedom

I never disputed anything on any of reports I did get approved for a Discover IT one week before I Applied for the Chase Freedom.

24 years old..

[ Chase Freedom - $2,500 l Capital One Secured - $300 l Capital One Platinum - $750 l Discover IT - $1,200 l Express NEXT - $900 ]

TU Score: +722 as of 04/11/13
EX Score: +666 as of 04/11/13
[2013 Goals: To be a homeowner, Get AMEX BCE, Cancel Cap1's]
Message 6 of 22
Mega Contributor

Re: Chase Freedom


mrfarias wrote:

I never disputed anything on any of reports I did get approved for a Discover IT one week before I Applied for the Chase Freedom.


Sounds like a freedom card is in the mail for you!!!

 

Fingers crossed!!!




EQ FICO 548 3/3/16
Message 7 of 22
Established Member

Re: Chase Freedom

I really hope so.. Whenever I call the reps are very nice and they all say the samething that in other to process my application further they have to scan a copy of my DL and ss card on their system. (One week today that I applied and One week tomorrow that I faxed everything they asked.) and when I call that auto # that they have it says that my app is being reviewed to wait 30 days to find out the decision but one rep told me to call wednesday of this week and my file should be scanned by then. is this a normal process to get in with Chase ? Whay you guys think is the next step once my file is scanned ?

24 years old..

[ Chase Freedom - $2,500 l Capital One Secured - $300 l Capital One Platinum - $750 l Discover IT - $1,200 l Express NEXT - $900 ]

TU Score: +722 as of 04/11/13
EX Score: +666 as of 04/11/13
[2013 Goals: To be a homeowner, Get AMEX BCE, Cancel Cap1's]
Message 8 of 22
Moderator Emerita

Re: Chase Freedom

Call on Wednesday. Idk if its normal, they already had my information from my auto loan but I still had to speak to the verification dept.
Message 9 of 22
Valued Contributor

Re: Chase Freedom

Your good.  They just want to verify your ID for whatever reason. 

Message 10 of 22