Reply
New Visitor
trey2506
Posts: 1
Registered: ‎07-24-2013
0

Chase Freedom

Hey everyone, I am new to the forum.  What I have readon this site appears to be very helpful...I have a situation with Chase, I applied for a Chease Freedom and was told I was denied because of another Chase credit card that was charged off in 2005.  Funny thing is I have never had any card with Chase except my debit card that was opened in 2009.  The lady I talked to said that I should contact Chase Credit Card center in writing requesting information.  This does not show on my CR, and it would be considered out of stat because it has been so long.  Any suggestions on how to proceed with this?  The lady I talked said until this is resolved it will always hinder from getting a Chase card....

Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Chase Freedom

Sorry to hear.  However, could have been another bank credit card Chase acquired?  Such as WAMU or Bank One?

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Valued Contributor
takeshi74
Posts: 2,791
Registered: ‎06-05-2013
0

Re: Chase Freedom


trey2506 wrote:

The lady I talked to said that I should contact Chase Credit Card center in writing requesting information.  This does not show on my CR, and it would be considered out of stat because it has been so long.  Any suggestions on how to proceed with this?


Did you ask her for the address for the Chase Credit Card Center?  How to proceed seems pretty straightforward given what she told you.

Moderator
09Lexie
Posts: 25,889
Registered: ‎09-13-2012
0

Re: Chase Freedom

Definitely contact a chase Lending Services. It sounds like KIPPIE12 has a good point. Chase has gobbled up other banks and the CO may be from a different institution.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}