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Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Chase Freeom CLI

I've read about some folks getting a CLI on their Chase Freedom cards. I believe they normally auto-CLI after a year. Unfortunately, I am not the type of guy to sit around and wait for them, so I bit the bullet and clicked the button online, knowing darn well it would result in a hard.

I got the decline, so I reconned. She told me that it auto-declined me due to a 90 day late on an old student loan. She said she could go ahead and approve me for a $6500 CLI to go from $18,500 to $25,000. Not bad.
Here we go again...
Established Contributor
jaxstraw
Posts: 570
Registered: ‎03-29-2008
0

Re: Chase Freeom CLI

Nice job. It always is a good idea to recon, you can't really lose, they've already denied.

Jax
Jax

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Then you are a fool. Be thankful that when God gave you a face, he gave you a fool's face
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: Chase Freeom CLI



FretlessMayhem wrote:
I've read about some folks getting a CLI on their Chase Freedom cards. I believe they normally auto-CLI after a year. Unfortunately, I am not the type of guy to sit around and wait for them, so I bit the bullet and clicked the button online, knowing darn well it would result in a hard. How long had the account been open if you do not mind me asking? Have been thinking of doing the same with a new account I just opened 3/08. 

I got the decline, so I reconned. She told me that it auto-declined me due to a 90 day late on an old student loan. She said she could go ahead and approve me for a $6500 CLI to go from $18,500 to $25,000. Not bad. Congratulations!!! Definately worth the hard pull IMHO!


01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Chase Freeom CLI

I opened my account in February of this year.

Thanks! 33 percent isn't too shabby.
Here we go again...
Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007
0

Re: Chase Freeom CLI

[ Edited ]
Wow, awesome work!

Message Edited by haulingthescoreup on 09-29-2008 05:32 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
first48
Posts: 317
Registered: ‎07-30-2008
0

Re: Chase Freeom CLI

I want to be like you when I grow up!!
2/01/09 TU 678 EQ 690 EX 655
06/12/2014 EQ 634/ TU 623/ EX 618
Senior Contributor
score_building
Posts: 3,552
Registered: ‎01-10-2008
0

Re: Chase Freeom CLI



first48 wrote:
I want to be like you when I grow up!!



+1. 
 
now that's Awesome.  Way to make a hard worth the sting w/o losing your cool !!
FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Chase Freeom CLI

Thanks guys!
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Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: Chase Freeom CLI

Dang freetless -
 
Has Amex CLD'ed you yet?
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: Chase Freeom CLI



Timothy wrote:
Dang freetless -


Has Amex CLD'ed you yet?





I haven't gotten any AA from Amex apart from the initial FR from opening multiple accounts. I'm keeping my fingers crossed that they continue to like me.

If they do CLD me, I'm going to close both my Clear and Blue and keep the Platinum. It has all the purchase protections I've come to love and enjoy, aside from any worry of AA.
Here we go again...

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