i repeatedly send goodwill letters to chase. usually i get a reply that says they cant alter correct information because it was compromise the integrity of the credit reporting system.
recently, i got a response that said.....my credit report has been updated to reflect the necessary changes. but it list the late payments in the letter as a reference for "accurate"
im confused: either i made matters worse and may have gotten a late payment or two added or the account was actually goodwilled in some way and chase sent/the representative that did the GW sent this letter as procedure to cover their a**.
what do you think guys? has this ever happened to anyone?
If you currently have an account with Chase, use their secure message system on their website. I submitted a GW letter to them on 6-30-08 requesting a 30 late be removed and I got a message from them today, 7-1-08, stating that it had been removed. I had to exchange messages with them a couple of times but it is going to be gone when they report again. I am extremely pleased that it took less than 24 hours to get a 30 late removed by GWing them!!!