Reply
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Chase Hyatt Visa - Changes


FrugalRican wrote:

As a lower profile spender, it still doesn't appeal to me to spend more on the Hyatt VISA than on my Freedom, much less if I had a CSP.

For a free night at a Level 1 hotel, I'd have to spend 5,000 in a year.

For that same "free" night using UR points with my Freedom, I could spend at least half that, and potentially less.

 

Maybe someone can double check my math, but let's see that Level 1 Hotel is $200 a night. So I'd spend $5,000 (Or $2,500 in meals), just to get that room.

But with the Freedom, I could spend $2,000 or less and just use the points. It seems like a waste to me... again, to me. But if you're throwing money at the Hyatt VISA like there's no tomorrow, then it's an excellent change, specially for the restaurant part... it makes attaining a free night that much more easier.

 

I think having the Freedom 10-10 also makes it that much harder for me to want to use the Hyatt VISA more.


In general spending money on the Hyatt card, regardless of whether it's the old or new version, isn't a great idea even for a high profile spender. Unless you're spending money at actual Hyatt properties or need the extra night/stay credits for diamond, I can't ever see a good time to use it over something else.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.