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So i tried applying for AMEX SimplyCash and got denied last month. It was only a soft cuz I already have an AMEX Green so i waited 30 days and decided to apply for an AMEX Green Business card....i didnt realize i needed to way BEYOND 30 days...i thought the 30th day was when you could reapply...anyway, it was auto rejected and it wont allow me to apply now, for what i presume is another 30 days...
I opened a Chase Business checking a month or two ago and as the lady was opening my accounts she said i was pre-approved for Chase Ink. I declined at the time becuase i didnt know naything about the card and had planned on getting that AMEX...Well i decided that it was actually a pretty nice card and it seems to be easier to get than the AMEX business cards.
I gave it a shot last night and it came up with this...
So basically a 10 day wait...I called the status phone number and checked it today nad it said a decision will be made in approx 2 weeks...I thought I was doomed for sure...but i read on another forum that its actually worse to get a 7-10 message than the 2 weeks message...Is this true?
What do you think my chances are? I was approved for a Chase Freendom back at the end of December with a low limit if that matters....
@shane82388 wrote:So i tried applying for AMEX SimplyCash and got denied last month. It was only a soft cuz I already have an AMEX Green so i waited 30 days and decided to apply for an AMEX Green Business card....i didnt realize i needed to way BEYOND 30 days...i thought the 30th day was when you could reapply...anyway, it was auto rejected and it wont allow me to apply now, for what i presume is another 30 days...
I opened a Chase Business checking a month or two ago and as the lady was opening my accounts she said i was pre-approved for Chase Ink. I declined at the time becuase i didnt know naything about the card and had planned on getting that AMEX...Well i decided that it was actually a pretty nice card and it seems to be easier to get than the AMEX business cards.
I gave it a shot last night and it came up with this...
So basically a 10 day wait...I called the status phone number and checked it today nad it said a decision will be made in approx 2 weeks...I thought I was doomed for sure...but i read on another forum that its actually worse to get a 7-10 message than the 2 weeks message...Is this true?
What do you think my chances are? I was approved for a Chase Freendom back at the end of December with a low limit if that matters....
Have you spoken with a live credit analyst from Chase yet?? I would do that if you haven't. Odds are you;ll have your decision on the spot.
I think you have a good chance to get approved. You should give them a call to ask for the status. They should be able to tell you. They might ask you a few question to identify your identity.
Ron.
@shane82388 wrote:
What number do I call?
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
@LS2982 wrote:
@shane82388 wrote:
What number do I call?Chase: 888-622-7547 (Chase Executive Ofc. in IL)
I called and the lady checked. She said she sees it and its still pending. So thats not the worst thing in the world then....right? Good or bad sign?
I called the automated line again today and now it says "Application is being reviewed, decision within 7-10 days"
GAHH!! What does it all mean?
It really means it could go either way. It's not a bad sign, but it's not an instant approval by any means (as you obviously know). I had a similar response from Chase on a Freedom last spring and it ended up being a no, the CSR said I was right on the edge at that time. I have not yet reapplied.
I WAS approved for a Chase Freedom in December with a $500 limit so hopefully that is a good sign....