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Chase Ink Plus WE MC

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scenery_guy
Established Contributor

Re: Chase Ink Plus WE MC

Besides the initial pull on whatever agency they pulled to open your account you will never see this card report to your personal, no limit, no UTL, nothing (unless you default and then all bets are off - but that's not going to happen). 

 

It will report to business credit report (oh no, not another set of reports to watch). I believe Experian and Equifax both build business reports as well as Dun & Bradstreet. Nothing much to see with them either. 

Message 11 of 16
myjourney
Super Contributor

Re: Chase Ink Plus WE MC


@scenery_guy wrote:

Besides the initial pull on whatever agency they pulled to open your account you will never see this card report to your personal, no limit, no UTL, nothing (unless you default and then all bets are off - but that's not going to happen). 

 

It will report to business credit report (oh no, not another set of reports to watch). I believe Experian and Equifax both build business reports as well as Dun & Bradstreet. Nothing much to see with them either. 


Correct 3 more to watch

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 12 of 16
searchingfor67
Established Contributor

Re: Chase Ink Plus WE MC

Love this site! Great info, thanks!

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCE $13K | Amex Costco TE $10.4K | Amex SPG $5K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi TY Preferred World MC $10.1K | Citi Forward $10K | Citi Diamond Pref $7.6K | Discover IT $9.9K | JP Morgan Chase Select Visa Signature $9.2K | NFCU CashRew Visa Sig $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $11.3K | USAA World MC $11.5K
Message 13 of 16
Anonymous
Not applicable

Re: Chase Ink Plus WE MC

Wait 30 days and ask for cli to 20k.You will get it

Message 14 of 16
Mickey11
Regular Contributor

Re: Chase Ink Plus WE MC

So if you apply for any Chase Ink it won't help improve your FICO?


Starting Score: TU 660 EQ 623 EX 644
Current Score: TU 670 EQ 683 EX ???
Goal Score: 700 on all 3

Freedom: $3k, CSP: $5k, Chase Disney Premier: $5k, AmEx Zync: NPSL, Cap1 NH: $750, Cap1 Plat: $750, USC CU: $500
Message 15 of 16
scenery_guy
Established Contributor

Re: Chase Ink Plus WE MC


@Mickey11 wrote:
So if you apply for any Chase Ink it won't help improve your FICO?

Nope, in fact it hurts it as it costs you a HP (if you value those). If you receive the card that's the end of it showing on your personal records. 

 

But it will help improve your business credit. And I'm betting those that apply for a business card want to improve (not rebuild - just improve) their business credit - and pocket a nice card with great customer service and rewards geared to business people. 

Message 16 of 16
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