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Chase Freedom is good. I think US Bank Cash+ is better. I use it almost everyday.
Ron.
@LS2982 wrote:
US bank is uber prime isn't it?
It depends. I think Chase Freedom is easier to get. I have been seeing a lot of people used the card.
Ron.
@Ron1 wrote:Chase Freedom is good. I think US Bank Cash+ is better. I use it almost everyday.
Ron.
I had a brief, two day, case of the itch for that card, LOL!
Applied years ago and found they didn't accept applications from New York. Called when your thread started and a CSR said I'd be eligible. I backed slowly away from the phone.
I really won't get a good limit until utilization is down, again. It would seem like a wasted pull. I've heard they're a great bank, though.
@LS2982 wrote:
US bank is uber prime isn't it?
More so than Chase, the Freedon in particular. Much harder to get with a decent CL, which would have to be 5K minimum since it's a Signature card. Staying on your current plan would get you the USB Cash + card easily next year.
@android01 wrote:
@LS2982 wrote:
US bank is uber prime isn't it?More so than Chase, the Freedon in particular. Much harder to get with a decent CL, which would have to be 5K minimum since it's a Signature card. Staying on your current plan would get you the USB Cash + card easily next year.
Very much so over the Freedom, Freedom doesn't really count as prime anymore with the recent slew of <660 approvals in the last month. It now appears to be the entry card into Chase, much like Zync is for Amex, and More is for Discover around the 640-650 marks all.
That sounds like a plan, wait it out until 3/13 and go for US Bank Cash+ and instead of freedom go for SW RR.
I know they already gave you advice.
But just in case you want proof that patience is key, look at my signature and look at the CL's. Now tell me which one sticks out.
Follow my financial journey: http://www.frugalrican.com