01-30-2013 01:12 PM
So it looks like they do check credit when adding joint holders, and I guess that's what the soft pull is for. The form I received said that they will "evaluate" my information and if I'm approved I will be added as a joint holder. There is also a clause saying that they reserve to right to check your credit report.
I've decided to just remain as an AU and see how that affects my score for now.
02-19-2013 01:59 PM
Sounds like everything in this thread has been cleared up but yes, Chase reports AUs, and yes, you can add a JOINT user to an establish account using a special form.
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