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Is Chase ever going to report limits for world mastercards? I primarily use an amex and world MC, neither which report a limit (the former being a charge doesn't technically have one). Should I open another card just to get a high reporting limit?
@Anonymous wrote:Is Chase ever going to report limits for world mastercards? I primarily use an amex and world MC, neither which report a limit (the former being a charge doesn't technically have one). Should I open another card just to get a high reporting limit?
I do have Freedom World MC and same as yours, they reports my highest balance of 5.2k not CL of 9k.
Just call the backdoor number and tell them you want to do a product change from the World Card to the standard card. I called in March and was able to change my World Freedom to a standard Freedom and now my 50K shows instead of my High Balance of 15K. I was able to keep the same account # and a new card arrived in 7 days However, I discovered that having a large CL does not help with your utilization according to fico, The cutoff is 30K , but at least my limit shows
@Anonymous wrote:
@Anonymous wrote:Is Chase ever going to report limits for world mastercards? I primarily use an amex and world MC, neither which report a limit (the former being a charge doesn't technically have one). Should I open another card just to get a high reporting limit?
I do have Freedom World MC and same as yours, they reports my highest balance of 5.2k not CL of 9k.
What do you mean by the cut off is $30K? Do you meant that if you have 50K credit line and are using 10K of it FICO will calculate it to be ~30% util?
I haven't heard that before and am wondering how you came to that conclusion?
@plasticguy wrote:
IJust call the backdoor number and tell them you want to do a product change from the World Card to the standard card. I called in March and was able to change my World Freedom to a standard Freedom and now my 50K shows instead of my High Balance of 15K. I was able to keep the same account # and a new card arrived in 7 days However, I discovered that having a large CL does not help with your utilization according to fico, The cutoff is 30K , but at least my limit shows
@Anonymous wrote:
@Anonymous wrote:Is Chase ever going to report limits for world mastercards? I primarily use an amex and world MC, neither which report a limit (the former being a charge doesn't technically have one). Should I open another card just to get a high reporting limit?
I do have Freedom World MC and same as yours, they reports my highest balance of 5.2k not CL of 9k.
That's not an option in this case.