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Chase Marriott Sig.

New Contributor

Chase Marriott Sig.

I was recently approved for a 5k line of credit. I was hoping that this would help my utilization... I learned via this site that signature cards do not factor in utilization... Anyone else have any experience with this?
Message 1 of 7
6 REPLIES
Established Contributor

Re: Chase Marriott Sig.

Not personally Smiley Very Happy But it would really upset me if they were unable to report such a significant line that would help your util. I've heard that its because you have the ability to go over your actualy limit, as long as the amount gone over it PIF on the due date. But I'm sure if you call them up, they can report it...hopefully.

Message 2 of 7
Valued Contributor

Re: Chase Marriott Sig.


happy101 wrote:
I was recently approved for a 5k line of credit. I was hoping that this would help my utilization... I learned via this site that signature cards do not factor in utilization... Anyone else have any experience with this?

Both of my Chase cards report util, including my CSP which is a visa signature. I'm pretty sure it works the same way for the Marriott card as well.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 3 of 7
Valued Contributor

Re: Chase Marriott Sig.

Thought they solved visa signature and reporting but I think it depends on issuer. They report limit and flexible line or something like that. But some report no limit and some don't report at all. Think it depends on issuer
               LIMITS IN CARD DESCRIPTIONS
Message 4 of 7
Blogger

Re: Chase Marriott Sig.

Chase Visa Signatures seem to have been reporting since Oct/Nov 2011.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 5 of 7
New Contributor

Re: Chase Marriott Sig.

So it will factor in utilization?
Message 6 of 7
Blogger

Re: Chase Marriott Sig.

Yes, it will.

Now, if you had gotten a BoA Visa Sig, that might be a different story.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 7 of 7