Credit Card Center Advertiser Disclosure†
12-30-2013 11:11 PM
I only got 5K CL. my overall util. reporting was like 60-65%
12-31-2013 08:34 AM
12-31-2013 08:35 AM
12-31-2013 10:14 AM
Oh and I just checked my EQ FICO(myfico makes so much money on me being OCD about my FICO scores lol)
AND I haven't had an INQ on EQ since Jan 3rd of LAST YEAR. But my EQ is only 693. Heh. If I wait another month or two, I'm sure she will break 700!!
Yes, for whatever reason that may be (report truncation/purges), EQ tends to be off IME ...give or take by a few points. I'm sure it will break for you above 700 maybe during 2014.
12-31-2013 10:15 AM
Dang! I almost hit submit last night. One of the things I just realized is that my recent clis have not shown up on my CR yet, nor has the $5k in balances I paid down. Not sure that either of those would make a difference in overall approval.
You guys knows Ive been checking Credit Pulls Database and Whogavemecredit.com like an obssessive teenager. Lmao
I can't afford the AF on Ritz!! Lol
Sure you can, you loaded young ...all these fancy purchases and whatnot...LOL!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.