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Chase Midcycle Update?

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millworx
Member

Chase Midcycle Update?

So I am new to chase, with my Amazon card. I don't know if this is usual or unusual.

 

But anyway my statement got cut on the 10th. Experian reported it the next day showing a $226 balance.

 

I paid in full at the branch yesterday. And today experian updated again and now it shows a zero balance.

 

I thought this was a little odd, is this normal for Chase?

Message 1 of 6
5 REPLIES 5
Involver
Valued Contributor

Re: Chase Midcycle Update?

Yep, Chase will report mid-cycle when a balance is zeroed.

Message 2 of 6
Irisa
Senior Contributor

Re: Chase Midcycle Update?


@millworx wrote:

So I am new to chase, with my Amazon card. I don't know if this is usual or unusual.

 

But anyway my statement got cut on the 10th. Experian reported it the next day showing a $226 balance.

 

I paid in full at the branch yesterday. And today experian updated again and now it shows a zero balance.

 

I thought this was a little odd, is this normal for Chase?


Chase has been known to do that. Same thing has happened to me twice, which is why I make sure to leave a balance on one of my other cards when I want it to report. 

Message 3 of 6
H4LO
Established Contributor

Re: Chase Midcycle Update?


@millworx wrote:

So I am new to chase, with my Amazon card. I don't know if this is usual or unusual.

 

But anyway my statement got cut on the 10th. Experian reported it the next day showing a $226 balance.

 

I paid in full at the branch yesterday. And today experian updated again and now it shows a zero balance.

 

I thought this was a little odd, is this normal for Chase?


Multiple major creditors report mid-cycle. 

 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 4 of 6
millworx
Member

Re: Chase Midcycle Update?

That's good to know... What other major ones update mid-cycle like this if I may ask?

Message 5 of 6
H4LO
Established Contributor

Re: Chase Midcycle Update?


@millworx wrote:

That's good to know... What other major ones update mid-cycle like this if I may ask?


From another forum.

 

Cards that report mid-cycle

 

Ameriprise (Barclays)

Bank of America (Large charge, lost card, CL re-aalocation)
Bank of America Alaska Air (Eq & Ex 1 day before stmt close, TU 1 day after)
Barclays
Capital One (Personal & Business)
Capital One Union Plus (Day before statement close on TU)

Chase (Unusual activity or $0 balance after payment)

Chase Freedom

Comenity Bank Buckle
Dell
DCU (Last day of month)
(Discover)
Elan

FIA (May report balance when new card is issued due to fraudulent activity)
(GECRB)
HSBC
Lexus
Macy's
Sam's Club

SF Fire CU (24th-28th)

Sportsman's Guide (Comenity)
UMB
US Bank
WFNB

( ) = May now be reporting statement closing balance



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 6 of 6
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