Credit Card Center Advertiser Disclosure

Established Member
Posts: 36
Registered: ‎05-07-2012
0 Kudos

Re: Chase Mileage Plus Explorer

I can also confirm that 50k is still active. I booked a flight on 3/14 and got the 50k offer during checkout. 

Established Contributor
Posts: 2,112
Registered: ‎09-25-2011
0 Kudos

Re: Chase Mileage Plus Explorer

It's worth it if you know what your doing.


it's a 1.4 point for everyday spending card if you push $25,000 a year for a 10k bonus which is easy. I have both sapphire and mileage plus.


Why? cause I fly United and I get 4.3 cents per dollar for United Mile and options like free potential upgrades and lounge access twice a year is worth it for me and auto insurance etc.


How do I spend 25k a year? to buy Amex gift cards at a cash rebate of 1.4% then pay my mortgage with the gift card through Williamspaid at 2.9%


2.9% - 1.4% = 1.5 - 1.4 miles per dollar = about 1 cent per mile. Very nice deal for everyday spending imo. Since the points are sold for 3.5 cents per mile at Chase you can transfer 1:1 or 3.75 from United this is much cheaper option of purchasing points for cheap.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Posts: 83
Registered: ‎06-13-2012
0 Kudos

Re: Chase Mileage Plus Explorer

[ Edited ]

If you're spending $30k/month, then the United Club Card is better suited for you.
Most people have reported scores in the low 700s for the Explorer card and mid 700s for the Club card.

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
Posts: 3,367
Registered: ‎10-19-2012
0 Kudos

Re: Chase Mileage Plus Explorer

CreditScholar wrote:

HiLine wrote:

I'm surprised that Chase's most expensive card does not cover primary rental insurance. Smiley Indifferent

The United Club and JPM Ritz Carlton cards offer primary insurance. They're fairly expensive in terms of AFs at $395 each.

Should've specifically mentioned "single-branded card", but you know what I mean right? Cat Wink


Posts: 130
Registered: ‎11-26-2012
0 Kudos

Re: Chase Mileage Plus Explorer

Has one of the better sign-up bonuses out there.  55k miles and two free lounge passes for just $1,000 spend in 3 months + adding an authorized user.  Compare that to CSP's 40k points that requires $3,000 spend in 3 months.  Now, the UR points are more flexible obviously, but many people just wind up transferring to United Miles anyway (I have both cards and it's what I plan to do).


I don't think I will keep this card once the annual fee hits though (I'm New York based and try to avoid EWR at all costs).  Same goes for the Delta card also.  The perks are cool, but probably not worth the AF for me.

Chase Sapphire Preferred - 5.6k (3/13) | Amex Premier Rewards Gold - NPSL (1/13) | Chase United MileagePlus Explorer Visa Signature - 9k (1/13) | Amex Delta Gold - 6k (9/12) | Citi Forward Visa - 10k (10/12) | Discover It - 2k (2/12) | Chase +1 Visa - $300 (2/11)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.