Reply
Regular Contributor
Posts: 164
Registered: ‎08-03-2013
0

Chase Mileageplus cli at activation

Received my mileage plus explorer today. CL of 2000. Called the recon line for CLI before activating. No dice. The lady pretty much said they don't do CLIs on new accounts even before activation. I have to wait 90 days. Is this normal? Doesn't look like it based on other threads. She didn't look at anything. Should I call again in a few hours?

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Regular Contributor
Posts: 164
Registered: ‎08-03-2013
0

Re: Chase Mileageplus cli at activation

I have a cap1 with 2000. Got approved for a Barclays arrival for 2500

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Chase Mileageplus cli at activation

Welcome to the forum!

You could call again but it would probably be a Hp
Regular Contributor
Posts: 164
Registered: ‎08-03-2013
0

Re: Chase Mileageplus cli at activation

thanks!

 

HP is not going to give them new information. there have been no updates and the last HP was 10 days ago. I am still debating.......


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Regular Contributor
Posts: 164
Registered: ‎08-03-2013
0

Re: Chase Mileageplus cli at activation

prbly a newbie question. But hey I wont know if I dont ask :smileyhappy: How long do you guys wait before second recon call?


Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Chase Mileageplus cli at activation

You can call whenever you like- true Hp will not give them new information but it doesn't mean they won't pull anyway.
Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Chase Mileageplus cli at activation

If nothing has changed on your CR since approval, why do you think they should change the CL they initially assigned you?
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Valued Contributor
Posts: 8,053
Registered: ‎10-21-2012
0

Re: Chase Mileageplus cli at activation


CreditScholar wrote:
If nothing has changed on your CR since approval, why do you think they should change the CL they initially assigned you?

+1

Regular Contributor
Posts: 164
Registered: ‎08-03-2013
0

Re: Chase Mileageplus cli at activation

Thanks for the replies. U guys obvsly know more than I do. Have learnt a lot from various posters. Thanks!

Anyway, I called them. Lady said something about the 90 day policy only being for cards that are activated and in use. Since mine wasn't she could take a look at it. But of course she wanted to do an HP. I declined. I will live with the 2k.

On another note, how sensitive are Barclays to new accounts. I got approved for both Barclays and chase the same day. Chase hasn't reported yet. Barclays reported even before they mailed the card and interestingly my score went up by 6 points once the new account posted

Starting Score: 620 Current Score: 709 Goal Score: 720
Gardening from 9/28/2013. Target: March 2014
Valued Contributor
Posts: 8,053
Registered: ‎10-21-2012
0

Re: Chase Mileageplus cli at activation


SPreb wrote:
Thanks for the replies. U guys obvsly know more than I do. Have learnt a lot from various posters. Thanks!

Anyway, I called them. Lady said something about the 90 day policy only being for cards that are activated and in use. Since mine wasn't she could take a look at it. But of course she wanted to do an HP. I declined. I will live with the 2k.

On another note, how sensitive are Barclays to new accounts. I got approved for both Barclays and chase the same day. Chase hasn't reported yet. Barclays reported even before they mailed the card and interestingly my score went up by 6 points once the new account posted

Very sensitive... like a jealous lover...LOL.  Circumstances/situations can vary - no rhyme or reason (just some documented anecdotes).  For instance, let's say you get Barclays and within a 2-3 week span from its approval you decide to have an application bonanza, or if they happen to notice an unusual utilization spike, then you risk your lovely being CLD or closed altogether.

 

Now, provided your Barclays and Chase are the only new/recent TLs, then you should be ok.  Just hold off from applying for anything crazy within the next 6-9 months and manage your utilization wisely.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.