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Chase PIF & update to credit report

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red259
Super Contributor

Chase PIF & update to credit report

If I have a balance showing from my last reporting cycle and I PIF my chase card does chase automatically update the zero balance or do they wait until the next statement cut to do so? If they report before statment cut how long before they update the report? 

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Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
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3 REPLIES 3
lg8302ch
Senior Contributor

Re: Chase PIF & update to credit report


@red259 wrote:

If I have a balance showing from my last reporting cycle and I PIF my chase card does chase automatically update the zero balance or do they wait until the next statement cut to do so? If they report before statment cut how long before they update the report? 


Chase sends a mid cycle report update as soon as the account is 0 balance Smiley Happy

Message 2 of 4
Anonymous
Not applicable

Re: Chase PIF & update to credit report

I understand they're pretty good about updating mid-cycle.  

Message 3 of 4
jeffm4688
Frequent Contributor

Re: Chase PIF & update to credit report

+3 I've had this happen mid-cycle when paid down to $0.

FICO 12/2015 - EX 692 TU 685

FICO 10/2021 - EX 596 TU 605 EQ 600 - officially rebuilding.

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