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Valued Contributor
Posts: 8,495
Registered: ‎10-21-2012
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Re: Chase Palladium how can apply ??


Crashem wrote:

09Lexie wrote:
@ Crashem

You are correct the back door approach is closed. I just reconfirmed with mine.

If OP really wants to apply for a Palladium, it's through CPC whether he chooses that branch or another it is his choice.

If it is a big branch, he doesn't even have to move branch.  He can just go to other CPC banker.  Personally, I think there is way too much paranoia here.  I think the reality of the situation currently is that only existing CPC or PB customers are eligible for Palladium.

 

There is no discrimination going on because there is nothing for them to discriminate on as they aren't making any decisions.  There is no "talking" the banker into accepting an application for you.  If the CPC banker made the OP feel bad or OP just didn't like the CPC's breath, then go to another CPC banker.  If he wants the card, he is going to need to open CPC or PB (if things have changed) account.  I'm sure there is a nearby Chase banker who would be happy to take his money and do it in a pleasant manner.


+1

 

There's two sides to every story.  And, I find it difficult to believe that any CPC banker would've turned away any potential business/banking relationship... especially, given that a variety of HNW/UHNW banking relationships (depending on the target market/footprint) deal with a very diverse population.

Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
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Re: Chase Palladium how can apply ??


FinStar wrote:

Crashem wrote:

09Lexie wrote:
@ Crashem

You are correct the back door approach is closed. I just reconfirmed with mine.

If OP really wants to apply for a Palladium, it's through CPC whether he chooses that branch or another it is his choice.

If it is a big branch, he doesn't even have to move branch.  He can just go to other CPC banker.  Personally, I think there is way too much paranoia here.  I think the reality of the situation currently is that only existing CPC or PB customers are eligible for Palladium.

 

There is no discrimination going on because there is nothing for them to discriminate on as they aren't making any decisions.  There is no "talking" the banker into accepting an application for you.  If the CPC banker made the OP feel bad or OP just didn't like the CPC's breath, then go to another CPC banker.  If he wants the card, he is going to need to open CPC or PB (if things have changed) account.  I'm sure there is a nearby Chase banker who would be happy to take his money and do it in a pleasant manner.


+1

 

There's two sides to every story.  And, I find it difficult to believe that any CPC banker would've turned away any potential business/banking relationship... especially, given that a variety of HNW/UHNW banking relationships (depending on the target market/footprint) deal with a very diverse population.


This is definitely true in the SF Bay Area. The richest guy in the room is often the one wearing a worn out T-shirt and jeans.

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Re: Chase Palladium how can apply ??


bribro wrote:

This is definitely true in the SF Bay Area. The richest guy in the room is often the one wearing a worn out T-shirt and jeans.


 +1

 

But chances are the guy's jeans are $500, T-Shirt, $200, and wearing $200 Flip Flops.

 

 

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
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Re: Chase Palladium how can apply ??


sjt wrote:

bribro wrote:

This is definitely true in the SF Bay Area. The richest guy in the room is often the one wearing a worn out T-shirt and jeans.


 +1

 

But chances are the guy's jeans are $500, T-Shirt, $200, and wearing $200 Flip Flops.

 

 


+2

 

Let me guess, is he a hipster wearing clothing that's made to look worn-out? :smileyhappy:

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Re: Chase Palladium how can apply ??

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Re: Chase Palladium how can apply ??


09Lexie wrote:
I miss the Bay Area...thanks for the visual. :smileytongue:

I do but don't at the same time. It's good to visit home once in awhile, but the people there are so... boring. I'm honestly not quite sure how else to describe it.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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Re: Chase Palladium how can apply ??

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Re: Chase Palladium how can apply ??


CreditScholar wrote:

09Lexie wrote:
I miss the Bay Area...thanks for the visual. :smileytongue:

I do but don't at the same time. It's good to visit home once in awhile, but the people there are so... boring. I'm honestly not quite sure how else to describe it.


Ouch I live there.  Where are there more interesting people?  Btw, I wear jeans and t-shirts often.  And the holes in my jeans are mostly self made through normal wear and tear.  BTW, this isn't hard since these multi hundred dollar jeans seem to be made of paper and wear ridiculously easy vs the 501s that are still good from college (which was a LONG time ago).

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Re: Chase Palladium how can apply ??


I was born and raised there...family still lives there too. But, I honestly can only visit.

But, back on topic- OP, if you are seriously considering applying for this card. App and keep us posted.
Valued Contributor
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Registered: ‎01-22-2012
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Re: Chase Palladium how can apply ??

[ Edited ]

Crashem wrote:

CreditScholar wrote:

09Lexie wrote:
I miss the Bay Area...thanks for the visual. :smileytongue:

I do but don't at the same time. It's good to visit home once in awhile, but the people there are so... boring. I'm honestly not quite sure how else to describe it.


Ouch I live there.  Where are there more interesting people?  Btw, I wear jeans and t-shirts often.  And the holes in my jeans are mostly self made through normal wear and tear.  BTW, this isn't hard since these multi hundred dollar jeans seem to be made of paper and wear ridiculously easy vs the 501s that are still good from college (which was a LONG time ago).


I lived there for the majority of my life as well, but now I only fly back a few times a year to see family. Come down to AUS and you'll find more interesting people here :smileyhappy:

 

One thing I noticed the last time I went back home was the prevalence of grey, white and black cars. Very neutral, very bland. I think it's a reflection of the people there as well. Here there are all kinds of colours that are bright, highly visible and dare I say somewhat loud. Red, orange, yellow, purple, etc.

 

One other thing I've noticed as well, on a completely seperate note. Of all the cities I've ever lived in (or visited), SF and the Bay Area seems to have the ugliest people on average. I'm not quite sure why. Perhaps it has something to do with the industries that reside there. People who work in Biotech and IT don't exactly have reputations for being models. I'm sure there are exceptions like with anything else.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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