Chase Partial CLI Approved - Recon Denied

[exl]

It's been a while since I've posted, but I thought I'd share my recent news.

I've had my Chase Freedom and Slate for about 16 months now and not once did I ever have the luxury of receiving an auto CLI. With that in mind, today I went ahead and requested a $5K CLI (EX HP) to my $2K limit. A short time later, the CSR responded with a $3K limit increase instead. Not as much as I wanted, but I was grateful. So what I did next was request to move my Slate's $1K credit line to Freedom and close it, to which they happily obliged. Next I thought to myself, "Might as well try and recon. Milk this HP for all it's worth." But that was denied. "I cannot increase your limit more than the $5K at this time. What you can do is wait and use the card for 6 months and try again." I didn't even bother to ask why; I'll know soon enough. I'm thinking it's either because of a late payment made 32 months ago or AAoA.

Overall, I'm still happy with the increase; haven't had one on any card in quite a long time.

[navigatethis12]

I wuold be careful when asking for a second look with Chase. Twice when asking for reconsideration the analyst pulled another report before I barely finished the sentence asking for a second opinion. The first time resulted in an approval for a business card and the second incident got me a measly 1000 increase.

[exl]

I did make sure that he didn't pull it again. He assured me that he was looking at the same pull that was made just a few short hours prior. Thanks for the heads up though.

[navigatethis12]

Cool. My attempts were within minutes of each other, so I was a little upset they had to pull again. Next time I will ask if they can use the same pull first. Congratulations to you.

[KIPPIE12]

Congrats anyway.  Give it some more time  by using the card, and maybe now they'll show you some luv down the road