04-04-2013 06:07 PM
Depending on how much you spend on groceries take a look at the Amex BCP. 6% there and the 3% back on gas would be very good for the 6-9 months of the year it's not a Freedom category.
04-04-2013 06:38 PM
04-05-2013 07:32 PM
04-05-2013 07:44 PM
I chose the grocery category as my 2% category on my Cash+ card, and my local Walmart & Target Supercenters are both recognized as grocery for my purchases. The nice part is that there is no cap on the 2% category rewards. And until August 10th, I'm actually getting 2.75% cash back on grocery since I have a platinum checking pkg. and I also only redeem my rewards in $100 increments so that I get the $25 bonus.
My DH has a BofA Cash Rewards card and that also provides 2% cash back on grocery purchases (including Walmart & Target Superstores), but there is the cap of $1500 per quarter.
04-05-2013 07:55 PM
We spend a lot on groceries, so the cap on the BCP was a problem.
My plan was to use BCP for the first $6K each year, then switch to the Penfed Platinum Rewards at 3% for the rest (this is uncapped and can also be used abroad). That will probably be my plan next year now, since I got the TYP which has 5x on groceries for 12 months.
I'm hoping another time-limited good offer comes before that expires!
There are other good offers out there depending on spend, e.g. Sallie Mae is 5% on the first $250 grocery spend per month, which can be fine for a single (or people who eat out a lot rather than buy groceries!).
But as the OP says, Chase aren't really in this field, except sometimes as a category in Freedom, which is limited to $75 per quarter.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.