Credit Card Center Advertiser Disclosure†
10-08-2008 10:55 AM
10-08-2008 04:03 PM
I highly doubt that's Chase Policy. Considering when I specifically e-mailed them, through my online banking, and told them how disatisified I was the telephone banker who did not help me at all, I received an apology. Not a, leave it you don't like us.
My guess, the guy was being a jerk!
10-08-2008 04:18 PM
You have to take this type of thing with a grain of salt, and a lime and a shot of tequila.
Before I applied for my Orchard card I read many, many horror stories on the net, but I noticed a trend, most of these po'd consumers were either late, or went over the limit, only when I came here to MYFICO did I read some positive things about Orchard. I like mine, they gave me a chance and except for the daily call to sign up for their insurance, I have had no problems at all with them.
As far as Chase goes, the three times I called them for recons, the people were very nice and polite when denying me, and I don't mean that in a sarcastic way. They really were nice, and encouraging. I think next year I might even qualify for a Chase card.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.