10-08-2008 10:55 AM
10-08-2008 04:03 PM
I highly doubt that's Chase Policy. Considering when I specifically e-mailed them, through my online banking, and told them how disatisified I was the telephone banker who did not help me at all, I received an apology. Not a, leave it you don't like us.
My guess, the guy was being a jerk!
10-08-2008 04:18 PM
You have to take this type of thing with a grain of salt, and a lime and a shot of tequila.
Before I applied for my Orchard card I read many, many horror stories on the net, but I noticed a trend, most of these po'd consumers were either late, or went over the limit, only when I came here to MYFICO did I read some positive things about Orchard. I like mine, they gave me a chance and except for the daily call to sign up for their insurance, I have had no problems at all with them.
As far as Chase goes, the three times I called them for recons, the people were very nice and polite when denying me, and I don't mean that in a sarcastic way. They really were nice, and encouraging. I think next year I might even qualify for a Chase card.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO