Chase Pre Approval

[MarineVietVet]

---

@Walt_K wrote:

 

OP's OP claims that Chase only pulls Vantage scores. 

---

Yes I did miss that part completely. My apologies.

This is the first time though I've seen anyone mentioning Chase pulling VS exclusively.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[thebanjoman]

Apparently, it's true. Chase does pull VS.  Quick google reveals a few announcements/tags from Experian regarding vantage score listing Chase as a user (having converted in or around Jan 2011)

[MarineVietVet]

---

@thebanjoman wrote:

Apparently, it's true. Chase does pull VS.  Quick google reveals a few announcements/tags from Experian regarding vantage score listing Chase as a user (having converted in or around Jan 2011)

---

I believe you but I have yet to find anything at all that confirms that Chase is using VS. Do you have a link?

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[MarineVietVet]

I think I found the link of the announcement by Experian: Experian and VantageScores. But this particular article is unclear whether Chase will exclusively use VS.

One quote says: "Chase recently adopted VantageScore becoming one of the first major lenders to replace certain usage of FICO scores with the new model......."

But I appreciate the new information about Chase at least using VS for some (and perhaps all) credit decisions. It's always good to learn new things. 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Walt_K]

Here's another article, but it doesn't say that Chase is exclusively using Vantage, just that it adopted it.

http://www.creditcards.com/credit-card-news/vantagescore-credit-score-five-years-1270.php

[thebanjoman]

that's the one I found MarineVietVet.  A few other similar articles from less reputable sounding places imply it swapped Jan 2011, whereas that article states they began using it in some scenarios in Oct 2010. 

[911gt34life]

why do they only pull experian  ?

[scottwagnon]

[scottwagnon]

i took some time to think it over and by compiling all of my thoughts, some good music, and newfound understanding in reguards to my recent changes, i decided to submit. and i realized that since they only offered there very BEST chase freedom, i realized it was best to go through with it.

[scottwagnon]

i decided to call i couldn't wait to find out. all of the details have yet to fill out, but i got the Visa Signature version!!! yes!! sooo awsome! and a starting credit limit of 6100!!!

i checked and they pulled only transunion btw.